I thank the member opposite, and I’m looking forward to hearing his speech in the House later today as he enters the debate on this important bill.

It is a start, with section 60 of the act, where we address a 15-day period after which a NOSI must be extinguished by a business if a consumer contract is cancelled. That’s in this act, and it replaces what’s not in the other act. The existing act doesn’t address this. Over and above that, we are doing this consultation paper, this consultation period, up until December 1 of this year, because we know that we need to take immediate steps. One of those steps is recommending to homeowners to do a credit check or a title check on their own property to see if there’s anything unknown or surprising to them in terms of a registration on their title. That’s important. So just as a health check we carry out for our own personal health, do so with your own home, even before you refinance yourself.