I listened, as I re-entered the assembly this afternoon, to the comments of the member and her concern about having to retain a lawyer. I trust the member has considered section 71 of the proposed act, which opens the door to mediation without lawyer input, resolution of disputes of these matters, which is different and new, so the cost of a lawyer wouldn’t be involved—the ability to enter a class action where no retainer fee is required; you can opt in or opt out of the class without any consequence in terms of legal fees—and section 76, complaints and mediation to the director, that mediation is part of what the director’s mandate is; again, quick, early resolution of disputes, initiated by the consumer or investigated by the director, that can result in early mediations that are timely and cost-effective, without lawyers. Has she not considered those sections?

I want to acknowledge, in the members’ gallery today, three excellent young lawyers: Richard Campbell, Stan Cummings and Sam Davies, from the firm Flaherty McCarthy LLP.

Welcome, gentlemen.