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Member of the panel of chairs for the legislative committees

Louise Chabot

  • Member of Parliament
  • Member of the panel of chairs for the legislative committees
  • Bloc Québécois
  • Thérèse-De Blainville
  • Quebec
  • Voting Attendance: 68%
  • Expenses Last Quarter: $122,743.44

  • Government Page
Context: House Hansard - 98 - Sep/20/22
Ms. Louise Chabot (Thérèse-De Blainville, BQ)
  • Sep/20/22 12:03:23 p.m.
  • Watch
  • Re: Bill C-22 
Madam Speaker, I am pleased to rise here today as the Bloc Québécois critic for disability inclusion. The government has introduced a bill that aims to improve the financial situation of Canadians with disabilities and of working age. The bill is intended to address certain gaps in the social safety net, which includes old age security, the guaranteed income supplement and the Canada child benefit. I think that this is an important goal, and I can say right now that the Bloc Québécois is in favour of the principle. We believe that it is important that Canadians have access to a strong social safety net and that it is the government’s role to ensure that they do. Today’s Quebec is built on these same principles, and we can only support any initiatives in this vein that could be of benefit to Quebecers. However, as it stands, Bill C-22 is woefully incomplete. Beyond the principle of solidarity and financial assistance for people with disabilities, the government gives no details on the form the benefit will take. We all know that the devil is in the details. We believe that this is a major shortcoming and that the bill should be enhanced and, especially, fleshed out. Right now, 22% of Canadians live with a disability. That is almost one out of every four. Unfortunately, we know that almost a third of all Canadians with disabilities live under the poverty line and that the unemployment rate for most of this group is higher. In Quebec alone, 37% of people with disabilities live on an income of less than $15,000 a year. In the government’s online survey, which we heard about before actually getting a hold of it through the library, 70% of respondents indicated that financial security should be the government’s main priority. The same respondents indicated that they found it hard to cover the costs associated with living with a disability. These include housing costs, medical costs and the cost of goods and services to assist people with disabilities. It is also important to remember that the pandemic made their financial hardship even worse. The COVID-19 crisis had an impact on the general health of Canadians with disabilities, and many had a hard time obtaining the assistance and services they had access to before. The government finally decided to send out a one-time payment of $600, an amount that is wholly insufficient to provide relief and help people meet their present and future needs. Frankly, it is high time that the government took this seriously. People with disabilities have waited long enough. A majority of groups and unions are in favour of this benefit, but only because the existing federal programs fall short. For example, the people with disabilities who are most in need cannot access the disability tax credit. Just 2.2% of the population in Quebec applies for the tax credit, even though 16% of Quebeckers live with a disability and are eligible. It is complicated to apply for the credit and not everyone with a disability is eligible. Furthermore, as one of my colleagues pointed out, there is an issue with the French word “handicap” and its meaning. There is a difference between the meanings of the French words “incapacité” and “handicap”, and some people do not consider they have a “handicap”. The minister's action plan for people with disabilities includes employment, but its definition of disability and associated issues needs updating. Eligibility, for one thing, needs to be clear. I would also like to talk about the registered disability savings plan, the RDSP, a federally subsidized program that enables people with disabilities to save a lifetime maximum of $90,000. Only 26.6% of Quebeckers eligible for the disability tax credit participate in this program. The point is, there are programs, but people, especially Quebeckers, do not really know about them, and they tend to be flawed. We know that 59% of people believe that supports available to people with disabilities fail to ensure a decent quality of life. The government needs to realize that, and it is time to get serious about dealing with this issue. Now, 89% of Canadians support a benefit for persons with disabilities. In Quebec, it is 91%. Plus, 66% of Canadians believe that the ability to work and to receive financial support are the most important factors to consider in determining measures to improve financial security. Bill C-22 seems to be moving in the right direction there. However, at this point, I cannot say for certain whether Bill C‑22 addresses the public's concerns. It is essentially a blank page. It sets out the broad principles, but all of the details, criteria and dollar amounts will be decided through regulations to be made by the minister. I am going to take the liberty of pointing out a few aspects that should be clarified, in order to help the government flesh this out. When will this happen? Our biggest concern is that the government has not given itself a timeline. The federal government is planning a three-year consultation process to work out the details of this benefit. Many people are concerned that the process is going to drag on and the benefit is not going to be created any time soon. While it is important to recognize the value of consultation, it must not become a barrier to implementing measures that are needed now. We cannot let the government drag this out with endless consultations, as it did with employment insurance reform, even though the solutions are clear. I should add that it is very disappointing that we are debating this Bill C‑22 now when a similar bill had been introduced in June 2021. Unfortunately, Bill C‑35 died on the Order Paper because the Prime Minister got election fever. Sadly, people with disabilities are the ones who are now paying for that delay, because they are still waiting. Who will receive this new benefit? Those are the people the minister must focus on. Bill C‑22 is rather mum on that question. Other than mentioning working-age persons with disabilities, it does not define anything. The Bloc Québécois believes the benefit should cover as many persons with disabilities as possible, which is why it is important to have a broad, modern definition. Most importantly, the benefit needs to be easy to use and understand. I think we need to learn from our mistakes. What will be the actual financial repercussions of this benefit? No one has any idea how much money will be granted. According to several groups, this benefit needs to lift people out of poverty, and we agree. It is not enough to reduce poverty. Again, we have no clear idea of the terms of the benefit, other than the fact that it targets working-age people and will be considered an income supplement. Bill C‑22 merely states an intention to reduce poverty. What we need, in the long term, is to eliminate poverty, not just reduce it. How can we do that? Finally, the government's bill gives absolutely no indication as to how this benefit will be created. The bill does not say if Ottawa itself will deliver the benefit or if the federal government plans to transfer the money to Quebec and the other provinces for them to deliver the benefit. It is not clear whether this benefit will be paid on top of what already exists in the provinces. It is mentioned, but not specified. Virtually all the terms and conditions of the benefit will be determined through regulations made by the minister; they have not been included in the bill. Members will therefore understand why I feel so uncomfortable voting blindly for such a bill. I hope the minister will listen to this one point that I really want to emphasize. Overlap between programs must be considered. Programs already exist in Quebec and in the provinces to support things like health care costs, transportation allowances, grants for special equipment, employment supports, and the list goes on. The provinces must be allowed to adapt the program to their own realities. It is imperative that the federal government respect provincial jurisdictions and existing programs, and the new benefit must complement what already exists, as called for by all the stakeholders. We are waiting for the government to clarify these issues. I would like to add that we believe that helping people with disabilities must not stop there. In fact, the throne speech promised an action plan for this issue, but we are still waiting for it. According to the government's latest consultation, 45% of respondents said that they would prefer being reimbursed for disability-related costs as a way to improve their financial security, and 28% want tailored measures to ensure they have income security at different stages or transitions in their lives. We need to be able to increase assistance when someone with a disability experiences a change in their financial situation or a decline in their health. In addition, 17% want better access to existing government supports and services. It is good to create new programs that meet a need, but we must also ensure that we optimize the programs that already exist. We must also improve employment assistance. I would remind members that 59% of Canadians with disabilities aged 25 to 64 are employed, compared to 80% of Canadians without disabilities. That shows that we have a problem. These people want to work but do not have the same opportunities as those who are not disabled. Furthermore, Canadians with disabilities aged 25 to 64 earn less than Canadians without disabilities. In fact, those with mild disabilities earn 12% less, and those with more severe disabilities earn 51% less. That is a substantial difference. Therefore, there is an equity issue that we must address. Of those consulted, 67% noted they need to be equipped to succeed through workplace accommodations; 57% want help developing skills and obtaining appropriate training to get a job; 51% said they want support looking for quality jobs; and 70% said that employers must provide a work environment that is supportive of persons with disabilities. The government must tackle all these issues. In closing, I would like to reiterate a few key points. The Bloc Québécois supports the general principle of the bill because it is high time that people with disabilities, particularly those living in poverty, got the help they need to live a decent life. However, the government needs to do its job. People with disabilities deserve better than a blank page and statements like “we will see” and “trust us”. We hope that the minister will soon give us more details so that we can comment on the substance of the bill, not just the form.
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