SoVote

Decentralized Democracy

Bernard Généreux

  • Member of Parliament
  • Member of Parliament
  • Conservative
  • Montmagny—L'Islet—Kamouraska—Rivière-du-Loup
  • Quebec
  • Voting Attendance: 68%
  • Expenses Last Quarter: $143,434.52

  • Government Page
  • May/23/24 12:41:14 p.m.
  • Watch
Madam Speaker, I have a very simple question for my colleague. Our leader spoke about this earlier in his speech. The Bloc Québécois voted in favour of the budget allocations. We even heard the leader and some of his Bloc Québécois colleagues say that it was no big deal, that there is no time for that. The Liberal Party of Canada's meddling in Quebec's jurisdictions has been apparent for a long time and these budget allocations are partly to blame. Why did she vote for those?
96 words
  • Hear!
  • Rabble!
  • star_border
  • May/2/24 2:58:12 p.m.
  • Watch
Mr. Speaker, after nine years of budget chaos, this government, supported by the Bloc Québécois, continues to promote inflationary spending and throw money out the window. The Bloc Québécois talks about the importance of health transfers, but it is voting for $500 billion in centralizing spending. The interest on that will be more than total health transfer amounts. The more this government spends, the more the Bloc Québécois supports it. When will the Prime Minister stop wasting Canadian taxpayers' money?
92 words
  • Hear!
  • Rabble!
  • star_border
  • Feb/2/24 11:50:47 a.m.
  • Watch
Madam Speaker, according to what the Governor of the Bank of Canada said yesterday, this Prime Minister's spending is keeping interest rates and inflation high. That will inevitably drive up the cost of housing, mortgage renewals and rent for Canadians and Quebeckers in the coming months. After eight years in office, this government still does not understand that it would just be common sense to balance the budget in the foreseeable future. Will the government take action to balance the budget in a predictable manner in the next budget?
90 words
  • Hear!
  • Rabble!
  • star_border
  • Jan/30/24 3:05:46 p.m.
  • Watch
Mr. Speaker, this government has been spending recklessly for the past eight years. The ArriveCAN app cost $54 million. The billion-dollar green fund is turning out just like the sponsorship scandal, the Canada Infrastructure Bank and any number of other unnecessary expenditures that make it impossible to balance the budget. Then there are the massive amounts of money spent on contracts for consultants of all kinds. Conservatives want a plan to balance the budget. Does the government plan to listen to common sense and use its next budget to achieve that balance in the near term?
98 words
  • Hear!
  • Rabble!
  • star_border
  • Jun/6/23 4:55:38 p.m.
  • Watch
  • Re: Bill C-47 
Mr. Speaker, I am very pleased to rise today to share my thoughts on budget 2023, which is at report stage. This government, under this Prime Minister, who has turned out to be the biggest spender in history, has delivered a reckless, irresponsible and free-spending budget. It has upset the fiscal balance that Stephen Harper's Conservative government had managed to restore. Let us remember that in 2015, the Prime Minister, who was driving a backhoe, promised three small deficits before returning to a balanced budget in 2019. What happened? For eight years, this government has posted deficit after deficit, the biggest deficits ever seen in Canada. In her fall economic statement in November, the Minister of Finance gave us a glimmer of hope. She said a small budget surplus would be recorded in 2027-28. I remind members that it is 2023. Just a few months later, in the budget we are now discussing, where is the return to a balanced budget? Poof. It has evaporated, it has flown away. It has disappeared into thin air. It has gone up in smoke. I will give my colleagues some staggering figures that illustrate just how irresponsible this budget is and how spendthrift this government is. Since 2015, the national debt has risen from $650 billion to $1.3 trillion. It boggles the mind. Sadly, the Liberals have managed to double the debt in just eight years. If this Prime Minister were to be awarded a prize, it would be for the prime minister who has increased the debt by more than all the other Canadian prime ministers combined in 155 years. We know that the Liberals will point out that there was a pandemic. We know that. However, our expectation was that this government would return to more sensible spending after the pandemic. It is incapable of that. The minister told us that hers was a prudent budget. On the contrary, this budget is written in very dark red ink, and we see no end to the deficits. In 2008-09, the Harper government was forced to invest $60 billion to kickstart the economy after the 2008 crisis. We then managed to recover very quickly. Canada was the first of the G20 countries to recover from the economic downturn, which some compared to the 1930 crisis. The minister told us that her budget was prudent; however, it is anything but. I am certain the government members will say we are too partisan. That is what they always say. However, I have a few quotes here from independent economic experts and commentators that confirm the opposite. Gérald Fillion, from Radio-Canada, said the following: So, where is the prudence and discipline that the Minister of Finance was talking about before publishing her budget? Even back in November, we knew that economic growth was going to be weak in 2023 and that interest rates had risen rapidly. Why add so much to deficits, debt and, consequently, public debt charges? Public debt charges have doubled. They went from $24 billion to $48 billion. Imagine what we could do with $24 billion. My colleague mentioned health transfers earlier. This is money that was requested by all the Canadian provinces, but they were given virtually nothing. Derek Holt, an economist with the Bank of Nova Scotia, said this: Big spending, big deficits, big debt, high taxes, high inflation and bond market challenges are not the path to prosperity. [The Minister is] wrong to describe the budget as prudent, with overall program spending set to balloon to 51% above pre-pandemic levels by 2028. Michel Girard, a leading economist with the Journal de Montréal, wrote an article with the headline “Ottawa is taking $102 billion more out of your pocket”. I will quote from the article: $46.1 billion more in personal income tax $35.4 billion more in corporate income tax $14 billion more in GST $2.8 billion more in other excise taxes and duties With such a deluge of money into the federal coffers, one might have expected the Trudeau government to finally announce a return to balanced budgets. The fact is, Canadian families are currently being heavily taxed by the government. This is to say nothing of the carbon tax and the second carbon tax that is right around the corner. Michel Girard continues with the following: Well, no. According to finance minister Chrystia Freeland's latest budget, the federal government will remain in the hole for the next five fiscal years. This completely contradicts what the Minister of Finance had said a few months earlier. It is completely backwards. Have the Prime Minister and his Minister of Finance read or heard these words? I do not believe they have. They continue to spend lavishly and to propose inflationary policies. This is very unfortunate because the biggest losers in all this are Canadians who work hard and are seeing the fruits of their labour slip away more and more each day. I have a company with 30 employees and we had to make a major salary adjustment in the past few months because of the rising inflation and interest rates. I have employees whose mortgage payments have gone up by $700 a month. Wages have not kept pace with inflation. Inflation is at his highest level in 40 years, and the impact on food prices is dramatic. Here are a few examples: The price of butter is more than $8; a loaf of bread costs $5.50, compared to $1.50 four years ago; a pound of bacon costs $10. A family of four, meaning two parents and two children, will spend $1,065 more on groceries this year alone. That is a lot. It is way too much. It also does not help when we add to that the price of gas, which is hovering around $1.80. Obviously, there is transportation. The Liberals are always telling us that the carbon tax does not affect Quebec, which is completely false. The food that is sent to us from across the country travels between the provinces. Obviously, there is trade happening. All of the items that need to be transported are subject to all of these taxes, which are inevitably inflationary. Some parents have to skip meals so they can feed their children. The use of food banks has skyrocketed. In Canada, 1.5 million people are using food banks every month. That is a source of daily stress for families, and yet nothing stops this government's out-of-control spending, which is driving up the cost of everything. That is not even to mention the cost of housing. Since this Prime Minister took office, the cost of housing has doubled. Just last year, the price of houses increased by 21% in the Quebec City area. That is unbelievable. Successive interest rate hikes have doubled the average mortgage payment, which is up to almost $3,000 a month. It is the same thing for rental units. It is not unusual to see ads for one-bedroom apartments that are renting for $2,000 a month. As a result, young families are abandoning their dream of owning a home. I have been an MP for eight and a half years and, for the first time, young people are coming up to me and saying exactly what we have been saying for months. They are asking me how they can one day become homeowners. No one had ever talked to me about that before, but now that is their reality. The list of negative effects and wrongs caused by this government's policies is too long to fit into a 10-minute speech. I am not even talking about the other problems caused by this government, such as violence, which is constantly on the rise, or the inadequate services to citizens. Just think about last year's passport crisis. I have never seen anything like it in my life. The number of federal employees has increased by nearly 70,000 over the last eight years and we have never had such bad service. This is truly poor organization from this government. I am not going to touch on the other problems. I am not going to talk about foreign interference, about everything that is going on at the moment or about our colleagues who have been spied on, and even threatened in some cases, by Beijing. Canadians deserve a lot more and a lot better. They deserve a government that puts them first, that thinks about their paycheques, their homes, their families and, most importantly, their future. They deserve a government that recognizes the hard work they put in every day and that is not always trying to squeeze more out of their paycheques. They need a government that will bring back some common sense. They need a Conservative government. I really look forward to the day when we are back in government. We will simply stop spending, and we will still have plenty of money to deliver all the programs people need.
1534 words
  • Hear!
  • Rabble!
  • star_border
  • Mar/27/23 3:06:41 p.m.
  • Watch
Mr. Speaker, everything is getting more expensive. Successive interest rate hikes have doubled mortgage payments in Canada. One family in four will have to pay $1,065 more for groceries this year. The cost of heating, energy, food and even alcohol will continue to increase with this government. After eight years, this Prime Minister's policies are only making things worse. Will the Prime Minister commit to no new taxes in tomorrow's budget, yes or no?
77 words
  • Hear!
  • Rabble!
  • star_border
  • Jun/8/22 10:07:51 p.m.
  • Watch
  • Re: Bill C-19 
Madam Speaker, I will be sharing my time with my colleague from Niagara Falls. Niagara is a beautiful spot in Canada, but not as beautiful as Montmagny—L'Islet—Kamouraska—Rivière-du-Loup. I am very pleased to rise in the House this evening to share my thoughts on Bill C-19, an act to implement certain provisions of the budget tabled in Parliament on April 7, 2022 and other measures. The first thing that came to mind when I read the budget was the phrase “out of touch”, because I was really upset to see how out of touch the government and the Prime Minister were with the reality of Canadians and their daily concerns. Inflation is at its highest in 30 years. Absolutely everything costs more. The price of gas has skyrocketed. In my riding, the price per litre of regular gas is around $2.03 right now. The price of food has climbed by 9.8% since last year, and house prices have doubled since the Prime Minister came to power. All these increases have a direct impact on ordinary Canadians, but the government is doing absolutely nothing to help. We pored over the budget, but we did not find anything that would help families cope with these three key issues. The government is just as out of touch with two important sectors of our economy that are especially important to me and that are being hit hard right now: the agri-food chain, which is severely affected by inflation, and the tourism industry, which suffered tremendously during the pandemic. The budget offers only a few crumbs for these two sectors. Madam Speaker, there is so much noise I cannot hear myself speak.
294 words
All Topics
  • Hear!
  • Rabble!
  • star_border
  • May/5/22 2:56:00 p.m.
  • Watch
Mr. Speaker, the pandemic has affected all of us, and all Canadians, in one way or another. The stress and uncertainty have had a devastating impact on Canadians' mental health. In the spirit of Mental Health Week, the time is long overdue to take action to address the impact the pandemic has had on all Canadians and ensure adequate mental health care for everyone. However, there is absolutely nothing in the budget for this. It is not a small zero or a medium zero, but a big, fat zero. Why is that?
92 words
  • Hear!
  • Rabble!
  • star_border
  • Apr/25/22 1:01:17 p.m.
  • Watch
Madam Speaker, I rise today to discuss what disappoints us the most, as Conservatives, in the wake of the tabling of what could be described as a very bad budget on the Thursday before Easter break. I remember a time when the Conservatives were accused of acting in bad faith for tabling bills or budgets just before a long break. The transparency of this Liberal government leaves something to be desired. We are disappointed because this is a document that shows once again that the government sees Canada's finances through rose coloured glasses. Instead of focusing on returning to a balanced budget, it is offering a host a new spending to fund new programs in order to buy—indeed, buy—the NDP's support. We knew long before the pandemic that a budget does not balance itself. The Liberal government was running a deficit long before the pandemic. It had to add to the deficit during the pandemic, a necessary move that we agree with. However, the economy is now firing on all cylinders and government revenues have drastically increased, in large part because of inflation and the increased cost of energy products such as oil and gas. The Liberals have posted another deficit and plan to keep us in a deficit for five years, which is absolutely ridiculous. The government will claim that the deficit will help stimulate the economy and that the additional revenue generated by inflation will cancel out the deficit and reduce the debt. It will once again trot out the infamous debt-to-GDP ratio it loves to talk about every chance it gets. However, there are big differences between the current deficit and past deficits in response to economic crises, such as the Great Depression, the Second World War or even the 2008-09 financial crisis, which was comparable to the crisis in the 1930s. A lot of money went towards building sustainable infrastructure during and after the war. The governments at the time had the foresight to spend when unemployment was high and construction costs were much lower. This money was recovered over time, and much of the infrastructure built then is still used today, such as the many bridges that cross rivers all across the country. The previous Conservative government made similar expenditures through its recovery plan, which helped build some now-essential infrastructure in our communities, in particular in rural areas. I was there from 2009 to 2011. People today are benefiting from the Harper governments' investment in our communities' infrastructure, as will future generations. Fundamentally though, all the new spending in the current Minister of Finance's budget will go to new government programs, programs the NDP clearly demanded. As if the Liberals did not already have enough on their plate, now they are getting involved in areas under provincial jurisdiction, such as childcare, dental care and so on. These are things under provincial jurisdiction, but the government will be investing billions more and imposing conditions, and the Canadian provinces are really not happy about it. Here is the difference: Infrastructure is built once and its cost is amortized over a long period, with the relative weight of the expense diminishing over time. In contrast, a new program means annual funding that will vary and not shrink over time, as we have seen lately. These costs can only go up, and there is no doubt they will rise with inflation. Plus, does anyone truly believe that early childhood educators and dentists will not eventually demand wage and fee increases, with inflation at 6.7%? Of course they will. This budget has not even been approved yet, and spending estimates are already out of date. Interest rates are going up too; the Bank of Canada now has no choice but to raise them to fight inflation. Well over a year ago, we asked the government to make sure interest rates were appropriate. Who would have believed that, in the space of just a few months, the key interest rate would rise from 0.25% to 1%? Hold on tight, because it is expected to hit 2% in the coming months. New programs are being created that are not funded by current taxes, but by deficits. It is borrowed money that will have to be paid back later. Inevitably, there are costs associated with this. The interest costs are projected to be staggering for the federal government now and in the future. Furthermore, the interest costs are equivalent to the increase that the provinces are asking for in health transfers every year. Imagine that. Of course, surveys are being done. The media conducts surveys, all the political parties conduct surveys and the government conducts surveys. What comes up most often? The cost of living, the cost of living, and the cost of living. That is what we are experiencing right now. A visit to the dentist is expensive. That costs a few hundred dollars, but there is nothing as expensive as the cost of housing for the young and the not-so-young who do not already have a house in their name. The government may well claim that the staggering price increases experienced in recent years are a global and inevitable phenomenon. The Minister of Finance's defeatist attitude was evident in her budget speech in the House on the Thursday before Easter, as well as in the media interviews in the hours that followed. Because the federal Liberals have been mismanaging the economy since 2015, real estate has become the only attractive economic sector for investors. It has come to the point where between 30% and 40% of homes in Canada are not owned by people who actually want to live in them themselves, but rather by individuals who already have a home and want them as investment properties. I just got back from a trip to western Canada, to Jasper and Banff, an area where there are a lot of construction workers, especially for the Trans Mountain pipeline. These workers are given extra money for housing, because it costs $3,500 a month just to rent a room in someone's basement. It is completely ridiculous. It is crazy. This is out of control. Budgets do not seem to acknowledge how absurd this situation has become. The average price of a house in Canada is now over $850,000. That is the average price. It is not uncommon to see houses in some places, even quite modest houses, priced at between $1.5 million and $2 million. I am not talking about posh neighbourhoods in London, New York or Singapore. I am talking about the suburbs of Toronto. Many young people from generation Y and generation Z have no hope of owning a home. Time is of the essence if they even hope to have place to call their own, to pay off a mortgage and then diversify their savings so that they can retire at age 65. Contrary to popular belief, a home is not a retirement plan. The walls are not edible. Selling a home does not guarantee that there is something cheaper out there to live in. Using a reverse mortgage essentially means the home you worked for your entire life goes directly to the banks instead of to your children when you die. There seems to be no sense of urgency on the Liberal side, and even less so on the part of the NDP who support them, to address this problem. In some cases, they even try to normalize the situation. That is clear when we look at the ceiling for the new FHSA to help individuals access home ownership. By saving $8,000 a year for five years, they can reach $40,000. Imagine what saving $40,000 means for young people who earn on average $50,000 a year. We can agree that it is very hard to save $8,000 with the current cost of living. That represents a 5% down payment on an $800,000 home. Does the government think it is normal and acceptable that a young person or a couple today is starting out $760,000 in the red because homes cost $800,000 on average? The government estimates that it takes five years to save up a 5% down payment. How can it expect these people to repay the remaining 95% within 25 years? All financial planners agree that an acceptable price for a house is about three times the buyer's salary. According to Statistics Canada, the average salary in Canada in 2019 was $51,740. Multiply that by three and we get roughly $155,000. Try to find a $155,000 house in Canada. There are not many left. There are some in my riding, but I will say that they are not very big houses. I have not finished my speech, but unfortunately my time is up. I hope I will be able to answer my colleagues' questions. The government has totally mortgaged the future of today's young people. It is appalling. All the debt that the government has racked up over the past seven years is going to have an impact on young people's lives and future.
1543 words
All Topics
  • Hear!
  • Rabble!
  • star_border
  • Mar/31/22 5:25:51 p.m.
  • Watch
Madam Speaker, I am very happy to have five minutes to talk about a very important issue: this government's approach to spending. It is 2022, but we need to look back in time a little. Back in 2015, the sunny ways era, this government made a campaign promise to run three small $10‑billion deficits and said that the budget would then balance itself. Surprise, surprise, in 2019, the deficit was over $80 billion. History has made it very clear that budgets do not balance themselves. Quite the contrary. That has been this Liberal government's track record ever since. With the arrival of COVID‑19, it has added over $600 billion to our existing debt. Our debt now represents approximately 47% of our gross domestic product, our GDP. When the Liberal government took office back in the 1980s, it was about 25% or 28%. This is an extremely important matter. The budget will be tabled next week, on April 7. By the way, that is a Thursday. The following day, April 8, is a Friday and the last sitting day before members are away for two weeks. I remember the years when the Liberals accused the Conservative government of disrespecting the House of Commons. Today, I believe it is the Liberals who are disrespecting this chamber with their decision to present a budget before a Friday, on the eve of a break that we will spend in our ridings. Of course, I am going to come back to the GDP. We have a debt-to-GDP ratio of 47%, and I am wondering how much more the Liberals will add to the deficit in the coming years. The two words “balanced budget” are not part of the Liberals' vocabulary. That is absolutely unconscionable and unacceptable. In a country such as ours, a balanced budget is extremely important. I used to be the mayor of La Pocatière, and in Quebec, we were required by law to balance our budget. I do not see why this could not apply to a federal government that should be mindful of its spending. The problem with this government is that it spends money hand over fist, without considering the medium-term effects and especially not the long-term effects. Interest rates are going to increase, and in fact, it has already started. The Bank of Canada predicts that interest rates will increase to at least 1.5%, maybe 2%, within a year. We can imagine what impact that will have on Canadian households that have gone into debt because of the cost of living and because inflation is at 5.7%, nearly three times the Bank of Canada target of 2%. House prices keep going up and have doubled in the span of 10 years in Canada. For last year alone, that represents 30%. Let us not forget the price of gas. When I bought my car in 2009, it cost me $32 to fill up the tank. Last week, a full tank cost me $120, a fourfold increase in the span of 11 years. All these things end up having an adverse effect on people's quality of life, especially for the most vulnerable, whose expenses far outweigh their income. I will stop there because I could go on for hours. I often have people in my riding call our offices to tell us about the trouble they are in because of this government.
580 words
All Topics
  • Hear!
  • Rabble!
  • star_border