SoVote

Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence (Northumberland—Peterborough South, CPC)

Feb/29/24 1:07:01 p.m.
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Mr. Speaker, today, I am continuing my speech on child care, and in the earlier part of it, I went through some of the challenges with the child care system and outlined them. I would like to go through some proof points, which are actual emails I received from constituents. I will try to read these as clearly and as unredacted as possible, but obviously, for personal reasons, for names and other things, I will skip over those parts. The first one says, “Good evening. I'm hoping you can assist us with daycare funding. My daughter is a mother of 3 year old twins. She has...children in [a day care provider right now] and was told [that] funding would be available by October. [However] She has had no further information and unfortunately the employees are unaware of when the funding [will] be available. As you can imagine having children in daycare is costly. My daughter pays $100.00 a day. Is there someone...I can reach out to for answers?” They tried very hard, working through the government, to get this $10-a-day day care spot, but to no avail, still, to this day. The next letter reads, “I'm writing to you [today] as a concerned mother of an 8 month old baby. I have been a [RN]...for [over] 10 years. The state of availability of licensed day care spaces in Ontario is appalling.” I will read this unredacted, good and bad. She wrote, “It is fantastic...the government is working towards $10...daycare to improve [the] financial accessibility for all. However, the planning behind this rollout has been abysmal. Did the government not consider the immense increase in demand that could not be met with the already lacking spaces in the licensed childcare industry prior to [the] rollout?! The wait lists were already lengthy. We added our child to multiple wait lists at 20 weeks pregnant, being told [that]...we might...already [be] too late to secure a spot for him at one year for me to return to work”. Just to clarify, she put herself on the list at 20 weeks pregnant so that she could have a spot when the child, who was not born yet, was a year old, and she was told that she was too late. She went on to write, “I am now less than four months away from my return to work and have no idea when I can return to work due to the lack of day care spaces for my child. As a registered nurse, I am eager to return to work to support [people in my important work], but may be delayed due to being unable to access appropriate...child care for my infant. The plan for $10..daycare requires significant infrastructure...for years prior to being able to achieve it.” I paraphrased a little because I did not want to give away the specifics. That is an insightful comment. In order to achieve something, one has to plan. My father used to tell me all the time, when I was a youngster, that if one fails to plan, one plans to fails. I think that this is borne out here. The email continues to read, “New centres must be built. RECE's must be trained. Supplies must be purchased.” I will paraphrase here, because I do not want to give away the specific area. She wrote that her community is growing quickly, so that need is even more acute. She goes on to write, “Both of these issues combined are compounding the problem and creating disaster[s] for families who are planning...for their children so they can return to work. I can only imagine how...other health care workers or first responders are in the same situation. This is only compounding our health care and first responder shortages. [I'm asking] you to please advocate for the development of infrastructure to support this rollout. Also, consider creating area based...lists, rather than...[individual]”. These are all relatively recent emails that were just quickly pulled up by my staff. One person writes, “I am pleased to see the media is finally reporting on the disastrous roll out of the Canada Early Learning and Child Care Act. I am so tired of listening to [the Prime Minister] bragging about saving Canadian[s]...thousand[s] of dollars in child care expenses when I know [this to be] a fallacy.... This became an issue [and a] concern for me in 2022 with the birth of my third grandchild in St John's [Newfoundland]. This was about the same time as [Newfoundland] signed on...the federal program; $10...day care sounded so promising. Little did my daughter know how difficult it was going [to be] to find day care at any cost. At that...time my older daughter in Ontario was looking for day care for her 3 year old. She become [number] 90 on the wait[ing] list...at the local school's publicly funded [centre]”. She wrote that she would like to thank the member from Peterborough for advocating so strenuously on their behalf. She went on to write, “I am a firm believer in the value of accessible day care for all Canadians but I also believe [that] parents should have the option of...private care for their children. I realize a number of Canadians do not support tax funded day care. Many of these are people who do not value women's work and don't connect the dots when their hip surgery is cancelled because there['s] no ER nurse available. My [Newfoundland] daughter became very active [in an organization]”, which I will not reveal, “[where she works for and advocates for child care].... There are so many Liberal missteps for the Conservatives to address but I think it is time to address child care. As well as an issue for young families it is [an issue for ] grandparents [as well]. It [is] also a federal issue as...provinces and territories are raising concerns.” This person's daughter said, “I really wish [the member for Carleton] would come out on...attack [on] child care.” The email reads, “I can't agree more. I believe it is time for Conservatives to [take an even stronger stance, holding the Liberals to account].” Those are just a couple of emails I received, and I could read many more emails on the state of child care. Like everything with the Liberal government, it is great with photo ops but poor on delivery. I also had a meeting in the last constituency week with the Otonabee-South Monaghan Food Cupboard in Keene. The context is of course parents and grandparents being unable to find child care, but in some ways the crisis is even more serious for many Canadians as they are facing insecurity as never seen before. Numbers have already increased significantly year over year, but in just the last four months, the number of children now being fed by the Otonabee-South Monaghan Food Cupboard has gone from 19 to 30 to 31 and then to 37. That is in an extremely small catchment area. The number of children going to a food bank at the Otonabee-South Monaghan Food Cupboard has doubled, and this is the kind of story we are hearing across the country. The Liberal government promised a strong and prosperous economy, and it has failed. It promised $10 day care, and it has failed. It is time for a common-sense Conservative government.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence

Feb/29/24 1:16:34 p.m.
Watch

Mr. Speaker, I would put that question directly back to them. Do they support child care? Clearly, they do not, actually. I already have the answer. Did they not just hear the litany of emails I just read? Canadians are not only unable to afford child care, but also unable to access child care. There are many dads and moms in my riding who want to return to work but cannot because they cannot find accessible child care. In this economy, it is particularly difficult because it means their families may not have the opportunity to eat at the end of the month.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence

Feb/29/24 1:17:36 p.m.
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Mr. Speaker, the Senate has openly said that it does not want private child care. We need to value all forms of child care, whether it is a wonderful, licensed facility, of which there are a ton in Northumberland—Peterborough South that try to do there best but do not have enough spots or whether it is a grandma in the neighbourhood who takes care of not only her grandchildren but also a couple of other children and provides incredible child care. We need to thank all child care providers, as they are doing an amazing job raising the next generation of Canadians.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence

Feb/29/24 1:19:13 p.m.
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Mr. Speaker, of course we want all Canadians to have access to affordable child care, and that is a reasonable and meaningful goal. However, as another member talked about, if we are prioritizing, we need to focus on those who are in the most vulnerable situations, those who are trying to climb up that economic ladder and those who desperately need that income. The Liberals have failed those individuals, those moms and dads. It is not only that there is no child care available to them, even if it is unaffordable, but also that they are facing, if I might say, tax rates of 50% or 60%. We are holding Canadians in poverty. The Liberals are holding Canadians back.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence

Feb/29/24 1:20:26 p.m.
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Mr. Speaker, to be crystal clear, the Liberal government does not support $10-a-day child care. I just read a number of emails. It does not exist. It is like unicorns or Pegasus; it just does not exist.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence

Feb/29/24 1:21:42 p.m.
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Mr. Speaker, I will not dignify the Peterborough comment with a response. Other than that, I have great respect for the member. She has done a wonderful job, and I hope she caught, in one of the emails, that one of my constituents thanked her specifically for all the fantastic work she has done. We need to put help where it is needed most. If we are prioritizing, as I said, it behooves us. John Rawls the famous philosopher once said that if we go back to the zero position, in other words, if we did not know how and where we would be born, we would want to do everything in society to help the most vulnerable. The Liberals are holding people back, keeping them in poverty and preventing women from returning to the workplace when they want.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence

Feb/29/24 1:23:27 p.m.
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Mr. Speaker, I make no apologies for our support of the Canadian energy sector. In fact, the sector is required to fund social policies and social benefits. Without the revenue from the Canadian energy field, this country would be in financial ruin. We would not be able to support many of the great programs we have. We need more Canadian energy. We need the economy to grow stronger so we can have more social programs to help vulnerable people work their way up from the bottom to the top.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence

Feb/29/24 1:24:54 p.m.
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Mr. Speaker, we have heard stories. I would like to take this moment to talk briefly about Clare from my office. She is a very special employee. I tell her every time I see her that she is my favourite. She has Down's syndrome, but because of the gift of an amazing raising and child care, and being an amazing person, she works her heart out every time she is at our office. She does great work for the people of Northumberland—Peterborough South. We need more people like Clare.

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Context: House Hansard - 288 - Feb/29/24

Mr. Philip Lawrence (Northumberland—Peterborough South, CPC)

Feb/29/24 5:56:57 p.m.
Watch

Madam Speaker, I will start my speech with a couple of important messages. Recently, we saw the passing of Daryl Kramp, who was an amazing member of Parliament and a personal mentor to myself. I give my best to his family going forward. He was a legend of a man who really contributed to his family, to his community and to this place as well. I would also like to give a shout-out to the member for Elmwood—Transcona. He has announced his resignation from this place. He was a treat and a treasure to work with at the finance committee. He was always well prepared and always dedicated to the people of his riding. With that, I will start my talk on open banking. Open banking is an area where Canada should be focused. As I have stated numerous times, Canada has a productivity crisis. We are said to be one of the lowest productivity countries in the world. In fact, we are on a trajectory, if this continues on this path, where we will not even be considered an advanced economy anymore. We have such low levels of productivity relative to the United States and other countries. Open banking is low-hanging fruit. It is a relatively easy fix for the government to lift up our productivity. I will unpack what I mean by that. First, I want to talk specifically about the member for Bay of Quinte's private member's bill, which would force the government to do a couple of things. The first would be, within six months, to implement open banking, and the second would be to make public a report that was produced for the finance department. These are absolutely critical steps to pushing this along. What is open banking, or consumer-led banking? Let us start there. It is the ability for clients to own their own data and to move their own data to the financial institutions that they choose. Currently, we have a system for transferring data within financial institutions that is not much above an abacus. It actually involves the transfer of paper, physically bringing documents and transferring one's data to other financial institutions. This creates barriers for people to transfer their financial data from one institution to another. Like most Canadians, I have a number of payees on my online banking, and I have information saved on there. It would literally take me hours to rebuild that data and to move that data to another financial institution. That creates a barrier so that Canadians do not shop for the best rates. I would disagree with my colleague who spoke prior to me, although I respect him. We have different perspectives, but we want to get to the same place. It is my heartfelt belief, as I believe it is for most Conservatives, that competition is the way to bring fairness to the banking system. Ultimately, it is about having a level playing field where we have small, big and medium-sized players all competing for Canadians' business and where we will have success. Open banking structures that playing field. While I would disagree with the member that we do not need direct government intervention, what we do need is government to set in place the legislative framework for institutions to be able to compete fairly. In the failing of doing that, what we actually have is a cumbersome system where Canadians cannot transfer their financial data. This means that if people get a bill from whatever major bank, see that their fees were $50 and think it is unfair, then in an open banking system we would be able, with a couple of clicks of the mouse, to make those banks work for our business, as opposed to people working for them. Everywhere open banking has been tried, it has been tremendously successful on a number of fronts, and one is affordability. As I said, competition is the magic elixir, the magic pill that would fix many ails in the economy. It makes businesses compete for people's business. It lowers costs and improves services to deliver better value. In an open banking system, everywhere it has been tried, it has driven down the costs for consumers. Canadians pay billions and billions of dollars every year to financial institutions. For that, they are, relative to their competitors across the world, not, in my opinion, getting the best value. In order to increase that value, to get that better value, we need to enable competition, but right now, as I said, the cumbersome system of data transfer is preventing that competition from occurring. I actually believe it could be great for our banks and great for our financial institutions, because it would make them stronger. It would make them compete. Ultimately, we want Canadian businesses, large, medium and small, to succeed, not only here in Canada but across the world. If they are put in an arena here in our country where they become stronger and better able to compete globally by having strong domestic competition, they are then strengthened and able to bring some of that great Canadian know-how, some of that great Canadian entrepreneurship, across the world. The other area where it will help our economy is with respect to entrepreneurship. Right now, in Canada, as I said, we are unfortunately one of the lower-productivity countries in the OECD and forecast to be one of the lowest for the foreseeable future. Just to give an idea, we measure it by GDP per hour, per worker. That is the general stat, the metric by which it is measured. Canada is down around $50 per worker. The U.S. would be at $75. Countries like Switzerland are up at over $100 per hour, per worker, so we have a substantial problem. One of the issues that we have is, of course, competition, which I have talked about, but also growing our new and small businesses, our innovators, to take that next level. The challenge is that they often, in the Canadian finance ecosystem, find it challenging to obtain proper financing, to grow from that small business, that idea, into a big business. What happens is that many of those small businesses actually have to leave our country to attract the financing they need. They go all over, around the world, of course, most notably to Silicon Valley down in the United States, but also all over the world, to where they can attract more capital. What open banking does is to allow greater transparency at the request of the business or the individual, which gives the bank or the financial institution or the lender of any sort greater confidence in lending that money out to these institutions, and gets it to them more quickly. Often, especially in the tech space, technologies like artificial intelligence are not changing by the year or even by the month or even by the week. It is a daily thing. One needs to get that financing, that cash, to those businesses as quickly as possible. Currently, in the financial ecosystem, we hear story after story that innovators are not getting that capital quickly enough. Just to give a quick story, a friend of mine is an individual who came over here to Canada as a refugee from abroad. He actually went and got his Ph.D. and was in an IT field and desperately wanted to give back to the country that had given so much to him. It broke his heart that he ended up having to move to the United States because there just was not the financing here for his idea. He was the number seven employee in a company that went on to be worth billions of dollars. That could have been done right here, right in Canada. I think this is a fantastic bill. I think the member for Bay of Quinte has done a great service for his community and for Canada. I believe we should give it unanimous support to get this bill through as quickly as possible, so that we can increase the competitiveness of the Canadian economy and improve affordability in the Canadian financial sector. We owe it to Canadians to get this done and to get it done quickly.

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