I was very intrigued by the member from Mississauga–Lakeshore’s comments, and I appreciate the fact that Equifax is on board with this. In my previous life, I dealt with credit reports on a regular basis, and I’m really happy to see that this is going to be accessible to the public because it does truly make a difference when people have to make that purchase and move forward with their lives, which is what we want all Ontarians to be able to do.

But speaking of this, could I ask the member exactly what kind of unfair business practices Ontarians are being targeted and victimized by? And just maybe circle around this issue of people’s rating in Equifax; I’m actually, honestly, really interested. What are the most heinous and preventable offences that Ontarians are facing, as well as weak consumer protection rules, and how is this proposed legislation going to address them?