- Member of Parliament
- Member of Parliament
- Conservative
- Kelowna—Lake Country
- British Columbia
- Voting Attendance: 68%
- Expenses Last Quarter: $131,412.70
- Government Page
- May/10/24 11:32:13 a.m.
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Madam Speaker, after nine years of the NDP-Liberal government, deficit spending caused skyrocketing inflation, which caused higher interest rates, which are causing higher mortgage payments. The Bank of Canada confirmed that the Prime Minister's wasteful spending is keeping interest rates higher for longer. Now the Bank of Canada is warning, when compared with origination, that the median mortgage payment will rise more than 20% in 2025 and 30% in 2026. Families cannot afford this.
Will the government stop its deficit spending so families can keep their homes?
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- Apr/30/24 3:53:49 p.m.
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Madam Speaker, thank you for clarifying that we are here to talk about the business of government and budget 2024.
It has been such a balm of the government. It has had photo ops all across the country, but it has been an absolute failure. The government thought that rolling out the budget in advance, piece by piece, would have a huge uptake in the love of the budget, and that is absolutely not what has happened.
We are debating the budget here today. I spoke quite a bit about all of the issues that have been created by deficit spending, and it is not working. Nine years of deficit spending is not working, and it is crushing Canadians' bank accounts.
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- Apr/15/24 3:03:59 p.m.
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Mr. Speaker, through eight years of NDP-Liberal deficit spending, the Liberals caused the higher interest rates, which are causing people's mortgages to go up. Families are slashing their budgets just to be able to afford their mortgages in order to hang on to their homes.
This year, Canada will spend $54 billion servicing Liberal debt. This is more money than the government sends to the provinces for health care. A dollar-for-dollar rule would fix the budget and bring down interest rates. The NDP-Liberal Prime Minister is just not worth the cost.
Will the Prime Minister reverse eight years of deficit spending and implement a dollar-for-dollar rule?
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- Apr/15/24 3:02:35 p.m.
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Mr. Speaker, after eight years of the NDP-Liberal Prime Minister, life has gotten worse for Canadians, with higher taxes and higher mortgage payments. The Liberals' wasteful deficit spending left interest rates at 5%, hurting families with mortgages coming up for renewal. The banks are putting more money away for possible mortgage defaults, and this means more people losing their homes. We are hearing of people no longer meeting mortgage stress tests and having to sell their home, forcing them to rent and to pay rent that is more than their actual mortgage payments.
Will the NDP-Liberal Prime Minister reverse his eight years of deficit spending and implement a one-for-one rule so that people can keep their homes?
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- Apr/15/24 3:01:53 p.m.
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Mr. Speaker, after eight years of the NDP-Liberal Prime Minister, life has gotten worse for Canadians, with higher taxes and higher mortgage payments. The Liberals' wasteful deficit spending left interest rates at 5%, hurting families with mortgages coming up for renewal, and banks are putting more money away for possible mortgage defaults. Now, this means people losing their homes—
Some hon members: Oh, oh!
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- Dec/4/23 2:54:32 p.m.
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Mr. Speaker, inflation is caused by the Prime Minister's deficit spending. The Bank of Montreal's chief economist explained that inflation is the new villain, fuelling the fires of Canada's housing hell. Rents have skyrocketed 8.2% year over year, the fastest pace since 1983. Rents are up and mortgages are up. Inflation is up and interest rates are up. The Prime Minister is just not worth the cost.
After eight years, when will the NDP-Liberal government stop its deficit spending so people can keep a roof over their head?
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- Sep/21/23 2:45:14 p.m.
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Mr. Speaker, what is serious is that Canadians are seriously worried about losing their homes, and the government continues to take zero accountability.
It is also former Liberal finance minister John Manley who said that the NDP-Liberal government's deficits pressed on the inflationary gas pedal which forced the Bank of Canada to press harder on the brakes with higher interest rates. He says that like driving a car, this is “not a good plan for controlling the direction of the economy.”
After eight years, Canadians are losing hope and they are hurting. When will the Liberal-NDP government stop the inflationary spending so people will not lose their homes?
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- Sep/21/23 2:43:45 p.m.
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Mr. Speaker, a couple from Langley, British Columbia, who were interviewed said their mortgage payments went up $2,700 a month to $6,300 a month. Now the Liberal finance minister is trying to convince Canadians that her plan to bring down inflation is working. It is not. It just went up again.
After eight years, the NDP-Liberal government's spending has driven up inflation, which has driven up mortgage interest costs by 31%. The Prime Minister is just not worth the cost.
When will the Prime Minister stop his inflationary deficit spending so Canadians can keep a roof over their heads?
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Madam Speaker, I know that, jointly, the member and I had worked really hard at committee to make sure that some amendments got through. As I mentioned earlier, there were some that I wish would have gotten through that were not accepted. We worked on that.
With regard to that, we would have to look at it. I think part of the challenge right now, as I mentioned in my speech, is that inflation is so incredibly high. The actions of the government with the last budget, with its inflationary deficit spending, are only going to pour fuel on the inflationary fire.
It is going to be even more difficult for people. We absolutely need to make it a priority as well to bring inflation down so that interest rates can go down and people do not lose their homes.
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- Jun/8/23 2:53:58 p.m.
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Mr. Speaker, the Liberal member just does not get it. The government refuses to take any responsibility for what it has done to affect the cost of living of Canadians.
For example, a local food bank in my community told me that they registered 294 new households in March alone, with the fastest-growing demographic needing help being two-parent, working households. Inflationary deficits are crushing families' finances.
When will the Prime Minister give people hope and end the inflationary deficit spending so that Canadians can afford to stay in their homes?
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- Jun/8/23 2:52:56 p.m.
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Mr. Speaker, Liberal deficits and spending have caused inflation to reach a 40-year high, which caused interest rates to reach a 22-year high. These rates will cause mortgage defaults.
We have made-in-Canada inflation, and people cannot afford the government. We need to stop fuelling the inflationary fire, stop interest rates from going up and stop people from losing their homes.
When will the Prime Minister stop his inflationary deficit spending?
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- Jun/7/23 2:18:44 p.m.
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Mr. Speaker, 46% of Canadians say they are in worse shape financially than they were last June, according to a new Angus Reid poll, and three in 10 people are struggling to get by. Meanwhile, 54% of renters and 45% of mortgage holders say they are finding their monthly payments for housing either tough or very difficult to manage.
This morning, the Bank of Canada raised interest rates again in an attempt to slow Liberal made-in-Canada inflation, yet the Liberal budget will continue to cause high inflation, keeping interest rates high and squeezing families with several tax increases. It has no plan to balance in the years to come and adds more than $60 billion in new spending, which will cost $4,200 per family.
Canadians cannot afford the Liberals' inflationary deficits; food, housing and personal debt have all hit record highs. The Prime Minister must give Canadians a plan to end inflationary deficits to bring down inflation and interest rates. However, if he will not, a Conservative government will.
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- Apr/27/23 5:02:23 p.m.
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Madam Speaker, it is always a privilege to rise on behalf of the residents of Kelowna—Lake Country.
Budget 2023 is titled, on the cover, “A Made-in-Canada Plan”. There is no doubt that this is a Liberal made-in-Canada plan. It features made-in-Canada tax hikes, made-in-Canada inflation, made-in-Canada debt and made-in-Canada deficits.
Budget 2023 would do nothing to make essential government services work as Canadians deserve them to, nor to make ministers and department heads accountable. The Liberal-NDP plan would continue to devalue the paycheques of hard-working people, continue to inflate the costs of gas, groceries and home heating, and continue to cut into the earnings of young families and the savings of seniors through higher taxes and high interest rates.
According to a forecast prepared by the Parliamentary Budget Officer ahead of the budget, the cost of servicing our federal debt was already on course to jump from $24.5 billion to $46 billion by 2028. This is money that would no longer be available to invest in areas Canadians want to see investments in, such as health care, national security and public safety.
A Nanos poll showed 71% of Canadians are concerned with the government's deficits, but the Liberals obviously are not listening to Canadians. It is a budget that devalues the hard work that residents in my community and all Canadians do every day and deflates what our seniors have saved for, while burdening future generations by paying more to service the federal debt instead of paying into the government services and programs that Canadians deserve from their tax dollars.
The Conservatives were clear in what we wanted to see from this budget. First was lower taxes so that workers can bring home powerful paycheques. I am hearing from many of my residents that they are having their work punished through higher taxes, reducing the value of the take-home pay they earn. Second was to bring home lower prices by ending the inflationary debt and deficits that drive inflation and interest rates. The Prime Minister has doubled the national debt, incurring more debt than all past prime ministers combined, with only a portion of that being attributed to COVID programs. Last, we called on the government to tackle the gatekeepers who lock up land, slow down permits and block the next generation from the dream of owning their own homes. Nine in 10 Canadians who do not own a home today say they do not believe they will ever be able to afford one.
These were common-sense measures that a majority of Canadians support. Sadly, the Liberals chose not to proceed with any of them. Budget 2023 will leave Canadians overtaxed, with billions more in debt and at the mercy of continuing inflation.
Leading up to the budget release, the Liberals were talking about fiscal restraint, but it is not just dictionary definitions they are ignoring; the Liberals have broken the promises they made in 2022. The budget abandons the path for balance the finance minister projected just six months ago. It seems like every time the Liberals table a fiscal update or budget, they reference that they will go into deficit in the short term, but they tell us not to worry and to be happy, as everything will be all right. However, here we are eight years later hearing the same tune.
Promises from the Minister of Finance last year to pay off pandemic debt and lower our debt-to-GDP ratio have also been abandoned. Our debt-to-GDP ratio is up. Government spending is now $120 billion higher than prepandemic spending. Budget 2023 promises to find billions in savings in government operations, yet budget 2022's strategic policy review, aimed at finding $9 billion in savings, has already been cancelled. There is no reason to believe the Liberals on this. Just like people's paycheques are evaporating, trust in the government is also evaporating.
Members can just look at the numbers. The consumer debt index shows that British Columbians are the most likely to be on the brink of financial difficulty. The eight consecutive hikes in interest rates to manage Liberal made-in-Canada inflation have left 61% of British Columbians saying they will be in real financial trouble if interest rates go up any higher.
Many people are already saying they are pulling money from their savings just to survive. Polling from Nanos shows 40% of Canadians believe the new federal budget would do a “poor” or “very poor” job of addressing their concerns.
However, I do not need polls to tell me what I hear from residents in my community daily regarding the cost of living. A family in my community put out a public call for empty bottles or cans so they could collect from neighbours because they needed financial help to take their dog to the vet. A local senior recently told me she would like to live alone but has to live with three other people just to get by.
The carbon tax is now 14¢ per litre on Canadians' gas and heating bills. The fiction long peddled by the government of carbon tax rebates covering the cost for families was finally exposed by the Parliamentary Budget Officer. His report showed that the carbon tax will cost the average family between $402 and $847 in 2023 after receiving rebates. Even the Greenpeace activist environment minister agrees that we will be further behind, yet he chooses to hike his carbon tax anyway while missing every GHG emissions target.
Local wineries, breweries, cideries and distilleries in the Okanagan and across Canada are still having their bottom lines eaten away by the excise tax increase of 2%. I met with a local craft distiller in my community who said this will represent a $60,000 hit to his bottom line. That is $60,000 in one year. The government's doubling down on increases in carbon taxes, payroll taxes and excise tax increases leaves families and small businesses poorer.
The Liberals' made-in-Canada inflation continues to take a human toll, as one in five Canadians is skipping meals and food banks are barely keeping up with rising demand. I recently visited the Lake Country Food Bank, where Joy, the executive director, told me that usage is up 36%.
Canadian grocery bills are expected to increase. Canada's 2023 food price report predicts that a family of four will spend up to $1,065 more on food this year. Also, the Liberal made-in-Canada interest rate increases will add $300, $400, $500, $600, $700 or more to mortgage payments per month. Rents will continue to increase as interest rates get passed on to renters.
Anyone receiving some type of government rebate, which means giving people back the tax they pay after it churns through the federal bureaucracy, will see it evaporate. We need a budget that actually helps reduce inflation.
I will also mention, as a shadow minister with employment in her portfolio, that I am disappointed the government is not fulfilling its commitment to reforming EI, as in the minister's mandate letter. This is leading to uncertainty for workers and businesses.
Canada’s housing crisis continues to be of great concern to residents of mine, but the government's new tax-free first home savings account, a new TFSA, is completely useless if one does not have any money to put in it. It is so out of touch.
A recent Angus Reid poll showed that fully one in three Canadians is either in “bad” or ”terrible” shape financially, and 35% are deferring or not making contributions to an RRSP or a TFSA, an increase of 13% since September. However, creating a new TFSA is apparently the bold and innovative idea the Liberals have for addressing the housing crisis.
Since the current federal government took office, the average down payment needed to buy the average house has doubled. The average mortgage payment has doubled. The average cost of rent has doubled. It is no wonder that in a recent Ipsos poll, more than 60% of Canadians who presently do not own a home have given up on ever owning one. Even for those who do, maintaining ownership has become more difficult, with the Bank of Canada holding interest rates and not ruling out more increases. Also, CMHC, in January 2023 data, showed new housing builds at the lowest level since 2020, and Canada now has the lowest number of housing units per 1,000 residents of any G7 country.
This is Canada. This is not the country I grew up in, which had endless opportunities. There was hope. As leaders, we need to give hope and show results, and this budget does neither.
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- Feb/7/23 12:20:53 p.m.
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Mr. Speaker, fist of all, we have to remember that this is a government that said, when it was elected in 2015, that it was just going to have little, tiny deficits. This is this government that is not exactly known for keeping its promises.
When we are talking about hidden taxes, they absolutely add to the cost. They are called “cost of goods” or “cost of sales”. We see it as well in shipping, for example. Costs will be added on as fuel surcharges, and a big part of those is taxes.
I remember hearing from many of my constituents before Christmas, and one was really relevant. He was shipping a very small container of Christmas baking, and the fuel surcharge plus all of the taxes were actually more expensive than the cost to ship the baking to his relative. Those are the kinds of things that showed up on his bill, but many times they will not actually show up on a bill. The hidden charges are definitely increasing inflation across the country.
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