44th Parl. 1st Sess.
February 15, 2022 10:00AM
Madam Speaker, I always find it rich when I hear the Conservative opposition members talk about this. It was actually their government that wanted to increase the age of retirement to 67. One of the very first things we did as a government was to restore that age back to 65. We moved very quickly on enhancing the guaranteed income supplement, which they, by the way—
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Mr. Speaker, I will be splitting my time today with my friend and colleague from Fredericton in the wonderful province of New Brunswick.
However, I would like to speak about what we have put in place from the start of the COVID‑19 pandemic. I would like to speak about this because it is also part of the support that we are providing to older Canadians.
I think it will show that our approach to the seniors issue, since day one in 2015, is one that has been consistent. It is one that comes from a trend of support for low-income seniors for a very long time, a rapid approach to putting in place needed supports, especially when emergencies face our vulnerable populations, including seniors.
It is vitally important to pass Bill C-12 quickly. This motion today has been well defended. I think that will be clear once we understand how a low-income senior faces so many challenges. After a lifetime of hard work, Canadian seniors have earned a secure and dignified retirement. Pandemic or not, they deserve a retirement without financial worries. Allow me to briefly touch on the many of things we have done for seniors since forming government in 2015.
The Liberal government has strengthened Canada's public pension system. We are helping Canadians with their higher costs later in life. For short-term support, we issued a one-time $500 payment in August 2021 to OAS pensioners 75 years and older. We are permanently increasing the old age security pension by 10% this July 2022 for those seniors aged 75 and older, providing over $766 for the first year for pensioners receiving the benefit. We must remember this benefit is indexed to inflation, so seniors will continue to receive an increase.
We restored the age of eligibility for old age security and GIS to 65 from 67 years of age. The age for eligibility had been increased by the Conservatives prior to our winning a majority government. That is something I am very proud of in the six years I have been here in the House. We are putting literally thousands of dollars back into the pockets of seniors.
As promised, our government increased the GIS by 10% for individual seniors, improving the financial security of about 900,000 vulnerable seniors. To help working seniors keep more of their benefits, we increased the GIS earnings exemption to allow seniors to earn up to $5,000 without any reduction in benefits and we provided a partial exemption for the next $10,000. It now includes self-employment income.
When our increase to the basic personal amount is fully implemented in 2023, 4.3 million seniors will benefit, including 465,000 whose federal income tax will be reduced to zero. This is something I fully championed, and it was wonderful to see it in our platform in 2019. It means up to $300 for individuals and $600 for couples. I am so glad that this was part of our 2019 platform. This is literally billions and billions of dollars in tax reductions every year for our Canadian seniors, Canadian workers, Canadian students, and it is wonderful policy.
Our middle-class tax cut in 2016 reduced the second personal income tax rate by 7%, saving middle-class Canadians an average of $330 and couples an average of $540 a year. Again, it is real change, and that goes with our mandate of helping the middle class and those working hard to join the middle class.
Seniors have also benefited from this. Tax reductions, benefit increases and policy revisions implemented by our government have reduced the number of seniors living in poverty in Canada by 11% since 2015. Our plan to improve support for seniors is working, but yes, there is still more work to do. As seniors ensure their safety by staying home during the COVID-19 pandemic, financial and other supports were and are still here. They are critical to help them access the goods and services they need and to reduce the social isolation that can take a toll on their mental health and well-being.
As the government, it was our responsibility to help, especially with those extra costs. First, we provided a one-time tax repayment of $300 to eligible OAS recipients, plus another $200 to eligible GIS recipients. We also provided a special top-up payment for the GST credit in April 2020. More than four million low- and middle-income seniors benefited from this top-up.
In addition, we announced a one-time payment for persons with disabilities, including seniors. These individuals received a total of $600 in special payments. Of course, we know we had the backs of all Canadians during the pandemic and we continue to do so. We created various income supports, such as the Canada emergency response benefit, which helped millions of Canadians, including seniors, by delivering direct payments quickly to seniors and families.
Our government was concerned not just about financial security, but also about seniors' isolation, which has real consequences. In fact, research shows that the isolation of older people can have health consequences. That is why we made it our mission to promote social participation and inclusion.
We helped connect seniors with essential services and supplies. We invested $9 million in the United Way to support more than 876 organizations across the country that offer more than 936 programs. We invested an additional $20 million in the New Horizons for Seniors program. We also funded more than 1,000 community projects to reduce the isolation and improve the well-being of seniors during the pandemic.
With regard to safety in long-term care institutions, we introduced important measures even though long-term care is a provincial and territorial jurisdiction. In addition, the safe restart agreement signed with the provinces and territories includes $740 million for support to Canadians.
Yes, we have the backs of all Canadians, and, of course, the seniors.
We want to support those who are receiving long-term care, home care and palliative care and who are the most likely to get seriously ill from COVID-19.
On top of all that, we also created a $350‑million emergency community support fund to help charities and non-profit organizations adapt the services they provide to vulnerable groups, including seniors, in response to COVID-19.
The pandemic is still ongoing. That will not stop us from putting forward additional measures to benefit seniors' financial ability. I want to give a shout-out to the 25,000 or so seniors in my riding of Vaughan—Woodbridge. I get to see them again. I have missed them over the last two years. I know they have suffered from social isolation by staying home. I am going to see them in the community centre on my break week and maybe play a little bocce or play cards.
These seniors represent the best of what Canada is about. They come from various backgrounds. They have built this country. We have to respect them. We owe them so much gratitude and appreciation for the sacrifices they have made. They have not asked for a lot. They ask to be respected and they ask us to make sure, in their golden years, that they have a secure and dignified retirement. That is what our government has done since day one.
Looking to the future, we know Canada needs to better address older seniors' needs. Seniors in Canada are living longer, which is great, and I think a key indicator of our progress as a country on all scales. As seniors age, they are more likely to outlive their savings, have disabilities, be unable to work and be widowed, all while their health care costs are rising. As mentioned before, we are responding to that need with a major OAS increase for older seniors as their needs increase.
Least but not last, we have proposed $742 million to support vulnerable seniors who have experienced reductions in the guaranteed income supplement as a result of accessing pandemic benefits.
In closing, the pandemic has not always been easy, particularly for seniors, and people are still struggling. Pandemic or not, our government is committed to giving all Canadians the opportunity to build a better life, contribute to our nation's prosperity and benefit from it. That is why we have made every effort to support all Canadians, including seniors.
We recognize the remarkable contribution Canadian seniors have made to our society and economy over the years. They can count on our Liberal government to continue to take steps to make sure they can live with dignity. Let us all come together and pass Bill C-12 expeditiously.
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Mr. Speaker, it is great to see the member for Hamilton Centre, whom I had the chance to work with at the public accounts committee.
We have always had the backs of seniors. We are putting in place $742 million, which will represent a one-time payment for thousands of seniors who were impacted in this instance by how taxable income was calculated.
Going forward, there will be no impact on seniors. Seniors can rest assured that we will continue to have their backs and that they will be able to retire today and tomorrow with a secure and dignified retirement.
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Madam Speaker, I know the hon. member for Sarnia—Lambton speaks to many residents and seniors in her community, as I do and as all members do. We have to recognize that seniors 75 and older have challenges that are greater, in many cases, than those who are ages 65 to 75, as retirement savings dwindle or as there may not be the resources that were once available. It is the government recognizing that there are additional challenges. This was a campaign commitment that was made in 2019, and it is one that the government delivered upon.
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Madam Speaker, I would like to congratulate my colleague from Salaberry—Suroît for her excellent speech. It was very heartfelt and compelling. I do not know whether I will be as brilliant, but I will try to clearly outline the Bloc Québécois's motivations when it comes to seniors. We want to take care of them, look after them and listen to their needs.
I would like to remind the many people who are watching us on ParlVu that we are talking about Bill C-12, which would exclude any emergency benefits from a person's income for the purposes of calculating the amount of the guaranteed income supplement and allowances payable in respect of any month after June 2022.
I think the bill is simple. It attempts to correct a problem as of June 2022. However, it is one year too late. Need I remind the House that it was in May 2021 that the trouble started and the issue was raised? Some seniors lost some or all of their GIS because they had received emergency benefits related to the COVID-19 pandemic, which they were entitled to.
No one in the government warned them that this would happen. Worse still, no one in the government had even calculated or foreseen this consequence, which is frankly ludicrous, considering old age security is a program that is entirely under federal jurisdiction.
It is terrible that the government showed such a lack of foresight by failing to anticipate the effect of these measures under a program that it is supposed to be responsible for. More importantly, it is terrible for the seniors who have missed out on a large portion of their retirement income for the past year. I could name several women and men in my riding who, for several months now, have been receiving $300, $400 or $500 less a month.
Those figures are significant, since only the lowest-income seniors receive the GIS. In all, OAS and GIS benefits represent almost $18,000 a year. My colleagues can surely imagine how much that comes to per month, so cutting even $100 from that monthly income is totally unacceptable.
On Monday, the Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities had the pleasure of receiving the Minister of Seniors. She came to tell us about her mandate letter and how much she cares about seniors. We believe her. She mentioned that she used to be a nurse, and she spoke about how seniors are faring in our health and social services networks, highlighting their vulnerability. I agree with her.
She underlined all kinds of consequences, but focused on measures this government will introduce to reduce seniors' vulnerability, such as national standards in long-term care homes, aging in place and so on. The government is devoting tremendous energy to overtly encroaching on provincial jurisdiction and so little energy to fixing a problem we are all very aware of and that is that seniors are economically vulnerable, and they are getting poorer.
I would like the Minister of Seniors to know that I, too, am a nurse by trade and that I was a nurses' union representative in Quebec for many long years and the leader of a major public service labour union. My professional and union experience gave me opportunities to advocate for better working conditions in Quebec and reforms to improve the systems we have in place to care for seniors and the rest of the population.
We have fought hard on these issues in order to push ahead and improve the quality of care and services, but at no point throughout my career would it ever have occurred to us to knock on Ottawa's door to ask for help, because it is none of Ottawa's business. This does not fall under Ottawa's jurisdiction. The only battle we have fought together with civil society and the governments of our province is to demand that the federal government make a contribution through the Canada health transfers that is commensurate with the health and social services needs in Quebec and the provinces. This has been our struggle. I have been on the front lines for a long time on the issues that relate to the feds. However, our working conditions, living conditions for seniors and care conditions all come under our jurisdiction.
I have a suggestion for the government. It should drop those mandates, focus on what it needs to focus on and give the provinces health transfers covering 35% of costs. We could have asked for 50%, as was agreed to in the 1950s, but we did not. We have asked for 35% because we have been starving ever since. The government is starving the health care systems and making them vulnerable. To top it off, the government has appropriated the right to spend. However, it does not grasp the urgency of spending money in areas of exclusive federal jurisdiction, such as the GIS, which is one of the most important social safety nets for our retirees and seniors.
During the COVID-19 pandemic, pressure had to be applied for seniors to be recognized, and this earned them a meagre cheque of $500. On this issue, the government came in for more criticism than accolades.
The Bloc Québécois had to fight, apply pressure, write letters and come to the House to sound the alarm a year ago about the totally unfair situation of seniors whose GIS was reduced because they had received emergency benefits. The government said it had other things to do. Managing its own affairs must not be part of its responsibilities.
Now, here we are, almost a year later, with a bill that we will pass but that will only remedy the situation going forward to ensure this does not happen again. A bird in the hand is worth—
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- Feb/15/22 4:33:33 p.m.
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Madam Speaker, it is very important, especially in the context of a labour shortage, because this will allow our seniors to earn a comfortable retirement income so they can continue their substantial contribution to society. This will also allow them to rise above the poverty line.
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Mr. Speaker, New Democrats support expediting this bill. In fact we called for action even before the election last year and it all fell on deaf ears. The one thing I do regret is the slowness of the government's reaction because many seniors have already been impacted.
That being said, one thing we have learned from the pandemic is that low-income seniors, those who rely on the GIS, cannot make ends meet. That is why they have to supplement their incomes with additional work in retirement. To that end, will the member support the NDP's proposal for a guaranteed livable basic income so that seniors will never have to suffer the indignity they had to endure during the pandemic?
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Mr. Speaker, before I get started, I just wanted to let members know I will be splitting my time with the member for Victoria.
Everyone deserves to be able to live and age with dignity as a valued member of their community, but for more and more Canadians the prospect of retirement is a cause for anxiety. As costs keep rising and wages fail to keep up, people are struggling to save for their retirements during their working years. Seniors across the country were shocked to learn that the benefits they rely on, such as the guaranteed income supplement, had been cut because they received pandemic supports like the CERB.
For months now, the Liberal government has ignored calls to address the intensifying financial crisis for many of Canada's poorest seniors. Over 183,000 seniors across this country were impacted, 610 in my riding of London—Fanshawe. This crisis is a direct result of the government choosing to count emergency pandemic income support in the calculation of eligibility for the guaranteed income supplement. I, along with my New Democrat colleagues, have heard from seniors from across the country who were being evicted just as winter was setting in. This situation, created by the government's own mismanagement, has left many seniors worried they will not be able to afford their rent, food or medications.
I am supporting this motion, because I have heard from so many seniors who are desperately looking for a solution to this problem. Many do not know where to turn now, and they have lost a vital part of their incomes. In the House, I have repeatedly asked for the government to show more compassion for people who find themselves in this desperate circumstance. On December 7, I asked the government to take action. I spoke of Emanuel Benjamin, a 71-year-old senior from my riding, and his GIS benefit that was clawed back by the government because he accessed the CERB in good faith. Before the pandemic, because of the abhorrent way we treat our seniors, Emanuel was living below the poverty line. Now, because of more abhorrent treatment by the government, his income was reduced from $1,500 a month to just $600 a month. Emanuel cannot afford his rent, his food or his medication, and it was only through the generosity of strangers in London, who were able to pool some money, that he could continue to hold on. Emanuel needs a legislative fix for this situation, a situation created by the government, which we must now fix immediately.
Every day I see such selfless acts in London, like the one that helped Emanuel. We are a community that truly stands up for each other, but Emanuel's story is not a unique one, and it certainly is not a happy one. It is the story of a government that is so out of touch with the struggles of Canadians that it ignored the pleas for help for so long that, in some cases, the damage is irreparable. My colleague, the MP for North Island—Powell River, has brought to our attention many stories from seniors in dire need. One example of the personal devastation wrought by the government was of a senior who committed suicide because he could not face the stress of losing his home and living on the street.
There is a restaurant near my constituency office on Dundas Street where the server noted they have a huge rush every morning for breakfast, and it is often the only meal community members, seniors, can afford. That breakfast is $5.99, and it is the only meal they will have that day. A breakfast special at a local restaurant is not an acceptable substitute for a social safety net, a safety net that was already full of massive holes, which were made even larger by consecutive government cuts and clawbacks.
I had one senior reach out to my constituency office, and they wanted me to know how expensive life had become. This constituent buys the same items from the grocery store every week, and she wanted me to know that those same items that she relies on weekly have increased by $8. To many that does not seem like a lot, but to someone who is living on a fixed income, it can mean the world.
Last Parliament, the Liberals voted in favour of a motion that said, “those who have applied in good faith for and received benefits through CERB or other programs to support them through this crisis will not be unjustly penalized”, yet the government did just that. It is penalizing people who can barely make ends meet.
These seniors were not told that accepting emergency benefits would disentitle them to their regular income supports the following year. Among the seniors I have talked to are some who used that bit of extra income to pay bills that were long overdue. They got dental work they had not been able to afford for years, and they had been living in constant pain. They spent the money to restock their pantry, because it was empty and they could not afford to fill it before.
In addition to the sudden reduction in their GIS benefit amount, they are now being denied other services and supports from various levels of government that tie their eligibility to the GIS.
We have also heard from people who believe that these seniors should not have received the CERB benefit or somehow should have known better than to apply for it in the first place. New Democrats disagree. Canada's cash-strapped seniors should not be punished for legitimately receiving emergency pandemic supports. These are elderly Canadians who already live below the poverty level who were working to supplement their meagre incomes. They were eligible for pandemic income support, just like any other working Canadian, and the GIS clawback was cruel, unnecessary and is still having deep impacts on the poorest of seniors.
While we view this bill as a step in the right direction because it capitulates to our demand to fix the GIS problem moving forward, it does not address the urgent need to provide immediate greater financial support to seniors. These seniors cannot continue to wait for the government to figure itself out. New Democrats will work to ensure the government issues the immediate emergency payments to affected seniors to help them bridge the gap until the budgeted one-time payment is released in May of 2022, but we will also fight for permanent supports. That is why I am proud to have seconded my colleague from Winnipeg Centre's private member's bill with respect to the provision of a guaranteed livable income, to ensure they no longer have to live below that poverty line. Too many seniors who have gone hungry, missed or split their medications or faced eviction because they live in poverty need a permanent solution and it is the responsibility of the government to provide that.
I support this motion because we have to fix this problem, but I certainly hope the next time the government receives a warning that its policies will cause serious hardship to Canadian seniors it acts immediately, without months of political pressure to convince it to do the right thing.
In closing, I have a quick message for those seniors in London—Fanshawe. Both I and my amazing team in the constituency office, without whom I could not do the work that I try to do here, are here to help them. We might not be able to get them everything they need, but we will fight as hard as we possibly can to make sure they get as many supports as we can find. In this House, I will continue to make sure their voices are heard. Please know that Canadians will always be able to count on New Democrats to fight for them.
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Mr. Speaker, I appreciate the hon. colleague's assessment and question.
The previous Conservative government did actually increase the age of retirement for seniors, which we rolled back. Our minister has been open to having conversations and discussions on this. The most important thing on this issue is to get money back to those seniors. It is tax season. They have to file their taxes and we want to make sure that those seniors who were impacted get support, ongoing and through this pandemic.
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Mr. Speaker, the word that comes to my mind is “wow”. It is truly incredible. I was in opposition when Stephen Harper was prime minister. He increased the age of retirement from 65 to 67 and introduced closure over 100 times in four years in a majority government.
On this legislation, it is not only the government but also an opposition party saying that the bill is really good, and that it is important and we should pass it. The Conservatives, in its coalition with the Bloc, say we should hold back and wait until next week. Who knows how long they want to wait?
Does the member not recognize that this bill would ensure that seniors get money in their pockets? Why is she trying to deny seniors hard cash in their pockets and purses?
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Mr. Speaker, I will be sharing my time with the hon. member for Terrebonne and, who knows, perhaps little Hadrien as well.
In my time as the member for Abitibi—Témiscamingue, I have heard from many seniors in my riding who are very frustrated about their financial insecurity. They can no longer pay their bills.
Seniors have been the primary victims of COVID‑19. They are the ones more likely to die and to suffer the repercussions of the coronavirus. By repercussions, I mean isolation, anxiety and loss of purchasing power.
In my region of Abitibi—Témiscamingue, much like in the rest of Quebec and Canada, there are seniors who continue to work, in spite of their advanced age. They are still working because they still need an income to live independently.
I remember one woman from Témiscamingue whose supplementary income suddenly disappeared when the schools in Témiscamingue were shut down for months because of the health measures. She could no longer make ends meet but still had to pay her mortgage and car loan, so she applied for the Canada emergency response benefit, the much-touted CERB, as did many other seniors.
She was in for a nasty surprise. A few months after she applied, her guaranteed income supplement was massively clawed back to cover the CERB she had collected. That was a significant hit to her income for months. She spent many long months in a state of anxiety, constantly worried because she could not cover her payments.
That is what I heard from one person in my riding and, sadly, hers is not an isolated case. There are tens of thousands like it all over Quebec and Canada.
The worst of it is that the Liberal government responded by insisting that every CERB dollar received by a senior would result in a 50% cut to their GIS. That is equivalent to a federal taxation rate of 50%. It is the rich who should be taxed at 50%, not the most vulnerable members of our society.
It is appalling and shameful, all the more so because the Liberal government was well aware of the situation thanks to letters the Bloc Québécois sent to the Minister of Seniors and the Minister of Finance in 2021 describing the awful situation that so many seniors found themselves in. It is appalling and shameful because the Liberal Party did not seem to care about the problem these seniors are facing. It took ages to respond even though it has known about this difficult situation since May 2021. That is nine months, and it is way too long.
That is why, despite Bill C-12's shortcomings, the Bloc Québécois will vote to support it because time is running out. Why did the Liberal government wait so long to act? At the very least, the federal government should be able to exclude emergency benefits from the calculation of the guaranteed income supplement payable for any month after June 2022. This will avoid further penalizing GIS recipients as of July 2022.
Bill C-12 is a first step in ending the negative impact CERB has had on the GIS, but it will be too late if it does not happen until July. GIS payments have been reduced since July 1, 2021. For several months now, this has weakened the already precarious financial situation of many seniors. The Bloc Québécois has urged the government to move up the end of its cuts by changing the wording of the bill from “June 2022” to “March 2022”. This change, which would have increased benefit payments more quickly for seniors affected by this problem, was refused, supposedly for IT reasons, which we obviously deplore.
What is more, Bill C‑12 does not contain the retroactive one‑time payment that was promised in the December 2021 economic and fiscal update for reductions that had already been made. The fiscal update read: “The government proposes to provide up to $742.4 million for one-time payments to alleviate the financial hardship of GIS...recipients who received CERB or the Canada Recovery Benefit”.
It is hard for us to understand where the Liberal government is going with this. I think that it is improvising at seniors' expense. I think that this Parliament is not doing enough for seniors. We could do so much more.
Because of the many obstacles that seniors have faced, I personally have decided to start a seniors advisory committee in my riding. Now more than ever, I feel the need to bring the voice of seniors in my region to the House of Commons, because for far too long, they have been the most vulnerable and the most neglected by the Liberal government.
I am speaking in particular of those in rural and remote areas, where people must travel great distances, where there is little or no public transportation, where services are limited and, in some villages, non-existent.
Parliament is not doing enough for our seniors. We must be generous to our seniors. With their intelligence, tenacity, and the taxes they paid, they built everything that we use today: our houses, roads, bridges, hospitals, schools, factories, neighbourhoods and city centres. Our great-grandparents, grandparents and parents who are still living directly or indirectly built everything we own and made us everything we are. This pride has been weakened, and unfortunately that reflects how vulnerable our seniors are today.
We must cherish them and show greater appreciation for them. That is what the Bloc Québécois wants for seniors. That is why the Bloc Québécois is concerned with the quality of life they deserve to have. Seniors were hit the hardest by the pandemic and have received the least amount of support from the federal government.
That is why the Bloc Québécois, through our critic for seniors, the member for Shefford, launched a petition to ensure that our seniors have a decent quality of life. I invite everyone to consult the member for Shefford's Facebook page to link to this petition and to sign it.
That is also why the Bloc Québécois has proposed a series of measures to improve the standard of living for the people who built Quebec, in every single one of our regions, and to bolster their purchasing power. In Parliament, the Bloc Québécois raised the urgent need for legislators to increase old age security by $110 per month for all seniors 65 and older. Furthermore, the Bloc Québécois rejects any attempt to create two classes of seniors through age-based discrimination. Lastly, archaic and discriminatory provisions must be abolished from the Pension Act.
Surviving spouses of pensioners whose marriage or common-law relationship took place after the age of 60 or after retirement are not eligible to receive their late spouse's pension. The Bloc Québécois is calling for these discriminatory practices to be repealed. These provisions are an affront to the dignity of seniors who worked, for example, within the federal public service or in the Canadian Armed Forces. Quebeckers want seniors to enjoy a retirement that reflects the lifelong work they put into helping their families, communities and nation flourish. That is exactly what the Bloc Québécois wants.
This cannot be overstated: Health is Quebeckers' top priority. More than anything else, the pandemic showed us how important it is to strengthen Quebec's health care system. Service cuts in our health care centres this summer made it clear that the consequences of Ottawa's chronic health care underfunding will outlast the end of the pandemic. Ottawa needs to pay its fair share so people who are suffering can access quality health care and so our dedicated health care workers can get reinforcements and the working conditions they deserve.
The federal government needs to increase health transfers, no strings attached, to cover 35% of health care services, as Quebec and the provinces are unanimously demanding. The Bloc would also support home care by means of a tax credit. Quebeckers expect higher health transfers, and the Bloc Québécois has made that its number one issue.
Prices have been rising since 2021. Inflation is the highest it has been in over 35 years. Food prices have gone way up. Housing costs too. This is catastrophic for all lower-income seniors.
The Liberal Party is on the wrong track. Its only solutions are totally inadequate one-time payments. It also chose to create two classes of seniors by increasing OAS only for those 75 and up. That is unacceptable. In closing, let me reiterate: Parliament is not doing enough for our seniors.
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