44th Parl. 1st Sess.
February 15, 2022 10:00AM
- Feb/15/22 10:07:32 a.m.
- Watch
Mr. Speaker, the second petition I am presenting today is from Canadians who also hold citizenship in the U.K.
Approximately 127,000 Canadians receive state pensions from the United Kingdom. While British expats living in some countries, notably the United States, receive annual inflationary increases, the pensions of those residing in Canada are frozen. My constituents are calling on the Government of Canada to ensure any future trade agreement between Canada and the U.K. includes a provision to unfreeze the pensions of British expats living in Canada.
89 words
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, it is a pleasure to rise today to talk about one of my favourite topics, seniors, and I have now become one.
I think it is really important that we have this discussion today. This is an opportunity for us to pull what I would call an ugly scab off of the issue of affordability for seniors, especially those living on a fixed income. This is a wound that has been festering for some time, and I want to start off by taking a look at the actual numbers and the situation that many Canadians are finding themselves in.
There are single seniors living on a fixed income getting OAS, GIS and CPP. For those who would get OAS, depending on the work that they did in their career, they might get as much as $7,700 a year. They might get, from GIS, if they received the maximum, about $11,500. If they had worked a long time and they had maximized their CPP, they might be getting around $9800.
What that works out to every month is somewhere between $2000 and $2400, depending on where they are on the scale. That is it.
These are people, if they are getting GIS, that do not have huge nest eggs. They do not have huge savings to draw upon to get them out of a bad situation. Today, the folks who define the Canadian poverty line define that line as 50% of the median income. For a single person, they are saying anybody who makes less than $3600 a month is actually living at or below the poverty line. All of these seniors we are talking about are already living below the poverty line, after they have worked their whole lives and after they have built the nation.
All this rhetoric coming from the other side is ironic. Even in the 2020 throne speech, we heard the words, “Elders deserve to be safe, respected and live in dignity.” Well, if they deserve to be respected, and if they deserve to live in dignity, that is certainly not what we are seeing today.
I want to start by describing the situation before the pandemic. I will then talk about what happened during the pandemic and where the need for Bill C-12 comes from. I want to then talk about the lack of government action when all of these issues were being raised, and make a few comments to follow up based on that.
Initially during the pandemic, recognizing that people were struggling and many people had lost their jobs, the government did make an effort and the Conservatives did support many programs to replace the income that people had been making.
Sadly, many of the people we are talking about, who are on fixed incomes, had to go out and take on other jobs just to make ends meet, just to heat their homes and have groceries on the table. In my view, that is totally unacceptable for the seniors who built the country. However, that was the reality.
What did the Liberals do during the pandemic? They decided to increase the carbon tax twice. Not just once, but twice. This put up the cost of groceries, home heating and basically all goods. At the same time, we have seen inflation increasing to where we are today at nearly 5%. People on a fixed income have zero ability to adapt to that.
We know that the lack of action we have seen in the affordable housing crisis has also just gotten worse during this pandemic. Even in a riding like mine, which is not a metropolitan riding, a person cannot find something to rent for less than $1000 a month. If someone is on a fixed income, and they are only getting $2000 a month, there will not be a lot left over for food, groceries and heating.
To get seniors living at what we are calling the poverty line might take as much as $1000 or $1500 a month, depending on the location they are living in. The government is great to talk about the increases they have made to GIS in the past that raised them $60 a month. However, at the same time, Kathleen Wynne and the Ontario Liberals raised electricity prices, so people were paying $130 more a month. They were even further behind. That is not the kind of action we need from government.
Then we saw the government come with a plan to give seniors, but only those over the age of 75, a one-time payment of $500 in August, just as it was calling an election, to remind those seniors over the age of 75 to not forget about it. Those between the ages of 65 and 75 who were living on a fixed income got nothing. As well, the government is promising a raise for those over the age of 75 for the summer of 2022.
I am happy to see the mandate letter of the minister now includes all seniors over 65. What she will actually do is another story, because we always see a lot of talk and not much action. I do not know why those aged 65 to 75 were excluded. I heard all the time at the doors in my riding about how they were finding it just as tough to live as those over the age of 75.
If we keep in mind that these people do not have any other income to draw on, we can see the government was aware of the problem very early on. In March of 2020, at the start of the pandemic, I was already emailing the then minister of seniors to say that we had a problem. The people who took CERB who were also on GIS would have their GIS impacted the next year. This was raised in March of 2020. In March of 2020 the government was aware that it was a problem, and nothing was done at that time.
One of the issues I have with the government bringing this bill here today, and deciding that it needs to be rushed through, after over a year of inaction, is that there was a fix for these seniors who had their GIS reduced, who cannot pay their rent or buy food to eat. Some in my riding lost their homes and have become homeless, and they needed that money immediately.
The government had the ability to put the money in their accounts immediately. How do I know this? Let us think about it. The government knows who gets the GIS. It is deposited in the accounts of those seniors every month. It knows who got the CERB, because it deposited that into their accounts as well. It certainly knew how to put in that $500 “do not forget to vote for us” payment for the people over age 75 in August.
Therefore, it could have just as easily recognized the impact this was going to have, put that money into their accounts and reconciled it later. It did that with the 800,000 Canadians who received a benefit to which they were not entitled, and which it is now trying to reconcile.
With the hardships that Canadian have faced, these seniors who call my office are crying. They are losing their homes. They cannot afford to eat. Something has gone wrong, perhaps with their car, and they now have no ability and no mobility. It is unfortunate that the Liberals could not, at the very least, address the problem and then come back to fill in any gaps in the legislation. They have not had any issue in the past doing things through orders in council and using various tricks, which do not involve coming to Parliament, to get whatever it is they want to spend. However, when it comes to seniors, they just forgot about them.
After I flagged the problem in March, the minister said the government would deal with it. Then it paid out benefits to people who lived in other countries. It paid out benefits to people who were ineligible. When the new minister came in in October, I asked her if there was something that could be done about it, because I had people in my riding who were writing me stories that were enough to make one cry. I could certainly read out their testimonies.
In May of 2020, the Minister of Seniors was before the Standing Committee on Human Resources, Skills and Social Development and was given a prepared binder by the department officials. In that binder, under section 7.2, under the heading of “Questions and Answers: COVID‑19 Economic Response Plan”, the question in the book reads, “Will income from the Canadian emergency response benefit be used in the calculation of guaranteed income supplement benefits?” The answer was “It is considered to be taxable income and must be considered when determining entitlement to the guaranteed income supplement, GIS, and the allowances”. Therefore, the government actually knew then that the problem existed, but it has done nothing for a year, and here we are.
The Conservatives brought a very reasonable amendment. We understand, and we want to see seniors get their money. However, not to make this point too many times, the government could do that today if it really had the political will, but it does not. We said that we have to respect the parliamentary process. We see, too many times, the Liberals wanting to avoid parliamentary process and wanting to push things through the House. We see that they have already limited debate on the bill, as they do on many other bills, after saying they would never do that.
Here we are. We need time to debate the bill and time to amend it, because of some of the things that happened over the course of the pandemic where programs were put in place that had shortcomings, which were pointed out immediately and were never repaired. We can think of the many small businesses that were impacted at the beginning of the pandemic when they were not eligible if they were sole proprietorships. They were not eligible if the business had just started up and did not have a full year of revenue and business statements to show. There were quite a number of people who were impacted because the programs that were rolled out were flawed. Why were they flawed? It was because the Liberals tried to rush them through Parliament.
I would argue that it is worth taking some time, and I think the Conservatives brought quite a measured little amendment to this motion that would give us the time that we need to look into making sure that everything is as it should be. In our amendment, we are saying to send it to committee, get the Minister of Seniors there so that we can hear everything from her and her departmental officials, ask all the questions, identify those things that need to be repaired and fix them. We could then immediately do the clause-by-clause, make the amendments that need to be made, bring it back to the House and then get in the express lane and not use any amendments at report stage or anything like that but go right to third reading and off to the Senate.
Keep in mind that the Senate is not even sitting in the next week. We can say “emergency”, but due process is that it goes through the stages of this House and then it goes to the other place, which is not even sitting. We can hurry up here, but they will not be there to receive it and process it.
We need to correct the problem because seniors are already in a bad place. I talked about the small amount of money that seniors are making. I talked about how dire it is getting, and it is only going to get worse as we see the supply-chain issues that are currently being impacted by the trucker mandates and the lack of action on the part of the Prime Minister to address this.
As a sidebar, I think it is unbelievable that the Prime Minister has called for the Emergencies Act to be put in place when he was not even using the actions he already had the power to take in order to end the supply-chain issues that are driving up the cost of everything and making this problem even worse.
Seniors are going to have a very difficult time waiting another six months before they receive their payments, so I encourage the government to do what it can to make sure that seniors receive their payments as soon as possible after we have the discussion on the bill. At the same time, I must say that we have to look ahead to the future. We have one in six seniors in the country right now, and it will be one in four in just a few years. We cannot allow them to be this far away from living, at least, at the poverty line.
Some of the measures that can be taken would be to accelerate the OAS and GIS payments. I know the Bloc and the Conservatives supported a motion in the last Parliament that did not go ahead because of the present government. I encourage the government to try to get seniors back to where they need to be, and I am going to do my part.
There are seniors who thought they were going to be able to retire with a pension and are unfortunately not able to do that or have less pension than they expected because their employer went bankrupt. I am bringing a private member's bill forward, Bill C-228, the pension protection act, which would cause businesses to every year table a report on the solvency of their fund so that we have transparency to see whether those funds are in good shape. If they are not, it would provide a mechanism for funds to be transferred in without tax implications. Then, if the organization cannot transfer and top up the fund immediately, they would have the ability to get insurance while they are able to, over a series of years, restore the fund to solvency. In the case of bankruptcy, pensions would be paid out to seniors and they would be paid out before large bonuses to executives and large creditors.
This would solve the problems of many seniors, including those who have lost their employment due to the bankruptcies of Eatons, Sears, Algoma, Caterpillar, Nortel and numerous other companies that have left employees in that situation. We can see from the information I read at the beginning of my speech that if seniors have to rely on OAS, GIS and maybe CPP, they are still living below the level that Canadians would consider acceptable. We cannot have that for our seniors. It is very hard for our seniors when they see new people coming into the country who are receiving more money than they are making, when they helped build the country. I think we can agree that we want all Canadians to be living with a reasonable standard of living.
The last thing I am going to say on this topic of Bill C-12 is that I do need to commend the new Minister of Seniors for at least bringing the legislation forth in reasonable time. She is not the one who knew about it last year and did nothing, so at least we have the bill before us today. As has been said, the Conservatives will support this to go to committee, but we will have our eyes on the legislation to ensure it is solid and we are not going to see more loopholes that would cause further issues for our seniors.
At the same time, I could not get up and speak about seniors in this place without talking about some of the other advocacy I have done on behalf of seniors. As members know, I brought forward a palliative care bill in the first session of Parliament, and I would say there has never been more of a need to continue the work done on that. Now, with the pandemic, we have been distracted from that. I would encourage the government to come up with a plan to exit the pandemic and restore the economy, so that we can then start talking about some of the other issues that are facing seniors. They certainly need to have good options at end of life to get the dignity the throne speech indicated. They certainly need to be able to get the drugs and essential medicines they require.
Certainly, I want to see the government do something on that, but today the call is for the government to listen to the Conservatives and take our advice. Let us support the motion my colleague brought forward, which says, let us get this to committee, all sit down, roll up our sleeves, get the amendments that are needed and then get this done. Let us not make seniors wait until July 2022 to receive the payments they desperately need today in order to keep them from becoming, in some cases, homeless.
2912 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, my question is simple and yet not so simple.
Most seniors who live the longest are women. Many women who receive OAS and GIS benefits were stay-at-home moms first and later stay-at-home grandmothers, although this is not true of all of them, fortunately. Many set their careers aside, so their incomes were substantially reduced, which affected their pensions. Some have part-time jobs to try to make ends meet.
Would it be fair to say that most of the seniors affected by these pension cuts are, once again, women?
95 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, that is a great question.
Absolutely, single senior women are the poorest. It is important to have a policy that recognizes that more money is needed for senior women living in poverty, because they are struggling to put a roof over their heads.
More funding may be needed and pensions may have to increase to ensure that women can be properly housed.
64 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, I appreciated my hon. colleague from Sarnia—Lambton's speech. Of course, I do not agree. This is one of the few times that I actually want to see a bill passed through this place without going to committee first, but I want to follow up on something that we do agree on. I would like to hear more about her private member's bill to deal with the long-standing problem of corporate pensions that are not secure for our seniors.
With your permission, Mr. Speaker, because I do not get to intervene during private members' business and ask questions of the mover of a bill, I would love to hear more about it now.
119 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, I am definitely always happy to talk about my private member's bill. The problem is that we have seen seniors work their whole lives and expect to have a pension to retire on, and then the company goes bankrupt, pays big bonuses out to their executives and leaves the seniors with either no pension or pennies on the dollar.
What got me going on this was a neighbour of mine, who worked for Sears for 30 years and ended up getting 70 cents on the dollar after 30 years of working. My bill is going to keep that from happening, first of all by giving transparency to see whether there is solvency in the fund; second, by creating a mechanism to top up that fund if it is not solvent; and third, by making sure that if companies do go bankrupt, the people who have worked all their lives and paid into their pensions receive their pensions before big bonuses are paid out or large corporations are paid out.
172 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, I am going to have to take issue with the suggestion by the member that somehow Conservatives do not support seniors.
In fact, I would remind that member that it was a Conservative member of Parliament, the member for Sarnia—Lambton, who brought forward a bill to protect seniors' pensions against insolvency, against bankruptcy, against the big corporate raiders coming along, bankrupting a company and then leaving seniors out to dry. It is the Conservative opposition in this House that is stepping up and standing up for seniors to make sure that they have the pensions they deserve and have paid into.
105 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Madam Speaker, I am sure they are just excited to hear the rest of my speech. The buzz on the other side is encouraging for me to keep going and defend our seniors.
As I said, we did not want to provide a quick fix. That is why we introduced this bill. Bill C-12 would permanently exempt federal pandemic benefits from the calculation of GIS or allowance benefits, beginning in July, 2020, and would prevent this from ever happening again.
To be clear, the following benefits would be exempt: the Canadian emergency response benefit, including any CERB amounts paid under the Employment Insurance Act, the Canada recovery benefit, the Canada recovery sickness benefit, the Canada recovery caregiving benefit and the Canada worker lockdown benefit. Once again, we are proposing this change to the OAS act to ensure that this problem never happens again.
Bill C-12 would make an important legislative change that would provide seniors with certainty and peace of mind in the future if they receive GIS and allowance benefits to which they are entitled, without the need for a one-time payment.
To strengthen Canadians' financial security later in life, we provided one-time payments of $500 in August, 2021, to OAS pensioners who would be age 75 or older on June 30, 2022. We are also permanently increasing OAS pensions for seniors 75 and over, beginning in July, 2022. We have taken these steps because seniors face increased financial pressures and vulnerability as they age, but the well-being of seniors has been a priority for our government since 2015.
Before COVID, we had already improved the Canada pension plan, reduced income tax for seniors and moved to enhance the GIS. We increased the GIS for nearly 900,000 low-income seniors. As a result of this and other measures, an estimated 45,000 seniors were lifted out of poverty. We put thousands of dollars back in the pockets of future Canadian seniors by restoring the age of eligibility for OAS and the GIS to 65 from 67. Many of the members on the other side voted in favour of actually increasing the retirement age, not for their own pensions but for other seniors in Canada.
We enhanced the GIS earning exemption for working low-income seniors to help them keep more of their benefits and more of their hard-earned money. This means that seniors could earn up to $5,000 without a reduction of their GIS benefit. Our government is moving forward with its plan to increase the OAS pension by 10% for seniors 75 and over, and will start in July of this year to provide people receiving the full OAS pension with an extra $766 in the first year. This will be the first permanent increase to the OAS pension, above and beyond inflation adjustments, since 1973.
We reduced income taxes for seniors by increasing the basic personal amount. Once we have fully implemented this measure in 2023, 4.3 million seniors will benefit, and 465,000 of them will see their income tax reduced to zero.
Our government has helped seniors in myriad ways beyond direct emergency payments and tax relief. We recognize the sad reality that the COVID pandemic has brought isolation to many seniors, and to our most vulnerable seniors. The sense of isolation and vulnerability cannot be overstated, so our government continues to find ways to address those issues.
The pandemic has tragically highlighted the challenges to long-term care homes. It has exposed gaps in infection prevention and control and staffing. That is why, in the fall economic statement, our government committed up to $1 billion to the safe long-term care fund to help provinces and territories support infection prevention and control, make improvements to ventilation, hire additional staff and top up wages. We are also committed to affordable housing, and we are working to improve palliative care, end-of-life care, and to supporting Canadians' mental health through the Public Health Agency of Canada.
In conclusion, I am proud of the measures we have developed and are still developing on all aspects of senior care, but this must not simply be a stopgap measure. We are constantly working hard to find permanent solutions that will bring ongoing comfort and relief to the men and women who have worked hard, who have contributed to Canada and who are proud and privileged to call it home. Seniors deserve nothing less than the best care and consideration that we can provide. We acted quickly to resolve this issue. I hope my hon. colleagues will agree that this bill deserves swift passage.
774 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, the Liberals are the ones politicizing this issue. They could have taken action last year. We saw this coming, and we wrote to them in May, but they did nothing. Instead, they called a pointless election, and seniors paid the price. The Liberals are blaming us and invoking closure.
We asked them to send the payment to seniors sooner, in March. The Liberals did not want to, so the payment will not go out until July. We will see if any payments and reimbursements go through before that. The sooner the better.
Would my colleague comment on the fact that the Liberals are about to create two classes of seniors: those 75 and over and those aged 65 to 74? That second group gets nothing. We want pensions for all seniors increased by $110 per month, which can happen over two or three years.
146 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, it is my pleasure to speak tonight to the first piece of legislation in my portfolio. This legislation would amend the calculation formula for determining benefits payable under the act by deducting the amount received under three COVID-19 benefit acts and a portion of the Employment Insurance Act from a person's income for the year, starting in 2022. While I am thrilled that the government is taking action on this and highlighting its swift willingness to have the backs of Canadians, allow me tonight to speak to the unnecessary delay. This is not a piece of legislation that, in my opinion, the government members should be patting themselves on the back for. This, sadly, is a result of an error that should have and could have been acknowledged and remedied months ago.
I would like to acknowledge the work of the minister on this file. To her credit, she continues to show a willingness to act on this, albeit not as quickly as we would have liked, and more importantly, not as quickly as our seniors needed. As a result of the government's poor rollout of the CRB, scores of seniors have found themselves destitute after they were stripped of OAS and GIS payments through no fault of their own. It seemed as though there were continuous empty platitudes with no timely and clearly communicated solutions.
In my opinion, the government House leader's office was using Canadian seniors to play petty procedural games at the expense of our low-income seniors. Canadians, while they are embracing their golden years, have been hit over the last few years in every conceivable metric. It was just a few months back when I stood in this very place and said that instead of providing the compassion, empathy and support that the seniors who built this great country deserve, the Liberal government has decided to penalize Canada's seniors who took CRB by lowering their old age security payments. I asked this: When will the government reverse this decision and allow our seniors to collect what they have earned? This brings me to today.
Many members from all sides of the House have been representing the voices of their constituents and continuously pressuring the government to act. The government is acting, and for that I am grateful. Sadly, it seems like a bit too little, too late. It has taken eight months for the Liberals to fix the problem that they were aware of nearly two years ago. Yes, we support the principle and the content of the bill, but the attempt by the government to score political points is not acceptable.
Today l was thrilled. We heard from the members for Elgin—Middlesex—London, Calgary Shepard, Kenora, Abbotsford, Calgary Midnapore, Sarnia—Lambton and Parry Sound—Muskoka, and I am confident that all members of our caucus would have proudly stood up had time allowed. All the communities these members represent echo the values of my constituents in small towns in my riding like Odessa, Coe Hill, Tamworth and the many other towns in the great riding of Hastings—Lennox and Addington. I would like to take a short opportunity to thank many of my fellow members for their willingness to speak up for Bill C-12.
Seniors that I have spoken to, and many of us have read the emails, are happy that we are standing up for them. They need our help and I do not think they are asking for too much. The cost of everything is going up. Heating our homes is up 30%. Rent and insurance are up. Groceries are up 24%, and fuel in my riding this week is over $1.50. This is not okay and it continues to go up.
Many Canadian and seniors are exhausted. They are fed up and they are tired of hearing empty platitudes like the government has their backs. They want actions, not words. On top of that, there is fear and concern, stressors of social isolation and elder abuse.
Some seniors completely rely on the GIS, and this clawback was devastating. They are our neighbours, friends, uncles, aunts, parents and grandparents. They are all finding it very difficult to make ends meet. The role of a member of Parliament is to represent the views of the people in our riding. We owe it to seniors to speak to the error that was made. That should not be how a government functions.
Earlier today, as in the last few weeks, we asked for legislative accountability for a simple bill. A payout timeline of May 2022 would leave impacted seniors waiting over 10 months. This situation did not happen overnight. It has been brewing for months, and it was not acted upon until the government was continuously pressed by all stripes of the House. Allow me to remind members that the government, specifically the office of the minister's predecessor, identified there was a known conflict between the CERB and the GIS program that would impact payments from the latter. If the magnitude of the impact of the GIS clawback was truly understood or fully appreciated by the federal government, distribution of the clawback repayment would have and should have already happened.
The outrage, frustration and fear are real. We need to get the money into the pockets of our seniors. We have seen how quickly our government can act when necessary, so why the delay on this?
Clawing back GIS payments from the poorest seniors in the wake of a pandemic was clearly out of touch. It was a flawed design all due to poor communication and lack of delivery. Today in the House of Commons, a member rose and questioned our party with regard to the urgency of the matter and why we were delaying the case. The government has created this unnecessary delay, and I do not understand why the New Democrats are continuously covering up and helping to fix the Liberals' mistakes.
Approving programs and rushing things through do not always work. It seems as though we need to continuously fix and answer the failures of the government. In Hastings—Lennox and Addington, there are a host of issues and concerns, but let me remind members that every day, seniors have been seeking clarification and asking for guidance. It is a plea for help. It is in my nature to help, to be empathetic and to advocate strongly on their behalf, and that is what I continue to do here tonight.
Just this morning, I received a call from a couple who live in the most southern part of my riding. The conversation was filled with a lot of concern and exhaustion. They thanked me profusely for speaking up for seniors, and I assured them that I would continue to do that. They had accepted pandemic supports and had their GIS clawed back. They had never in their lifetime missed a bill payment and have always paid on time. They are so embarrassed because they have overdue bill payments and cannot find it in themselves to own up to it and acknowledge why. They are having a really difficult time. This is just one story of so many. They were definitely relieved, in their conversation with me, to hear there is a fix coming, but they cannot comprehend why they now have to wait until May.
The government has dropped the ball and our vulnerable seniors are feeling it. Everybody has a story. Everybody makes choices on how they navigate through their lives. However, we can all agree that right now our country is in a bit of chaos. When Canadians are in need of more certainty, they are getting less. Many seniors have worked so hard their whole lives to save and invest. Seniors are not looking for a handout; they are seeking a hand up.
Many of our Canadian seniors have stepped up and done what was needed to be done, and it is an expectation that our government will work equally hard to find solutions to the problems they are facing and act on them quickly. Growing older, becoming more seasoned and entering into a different phase of life can be beautiful. Aging gracefully and staying engaged mentally, spiritually and physically in our retirement years is a special chapter of our life to embrace. We are all going to become seniors one day. Some of us already are. Sadly, this is not the case for all people. As we become seniors, we do not all get to enjoy that beautiful retirement phase of our life.
The issues and needs of seniors should be one of the utmost priorities for the government. I am here, and I will continue to be a strong advocate for the people in my riding and the seniors across our country. On top of the clawback issues, many are experiencing loss and loneliness, which of course have been highlighted by the pandemic, regret, lack of proper care, lack of hygiene, dementia, financial and physical abuse, and fear of technology, which is a big one these days.
Currently, COVID-19-related benefits are not listed exemptions under the act for the purpose of benefit calculations. The proposal is to amend the definition of income in the OAS by deducting the amount received from three COVID-19 benefit acts. Do not get me wrong. I am delighted that the government wishes to move forward on this. The goal of this legislation is not to have a repeat of the 2021 GIS clawback. This is great news. My concern is, why the delay? More specifically, why would we not be allowing the House to properly and respectfully review the options that have been presented, respect the process of healthy debate and swiftly move forward in the best interests of all Canadians being impacted? I can certainly appreciate that time is sensitive and that action is required, but not at the expense of ensuring that this bill is presented in its best, most thorough possible form.
A fine gentleman once told me, “The facts, ma'am, just the facts”, so allow me to provide some this evening.
When ministers are called before committees, they have a document prepared for them. It briefs them on topics that may be raised. These binders are available for anyone to read.
In May 2020, the then Minister of Seniors appeared before the Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities. As is standard practice, the minister was prepared a binder by department officials. In that binder, in section 7, under the heading “Questions and answers—COVID-19 Economic Response Plan: Support for Canadians and businesses”, and under “Interaction with CERB and GIS”, the following question appears: “Will income from the Canada Emergency Response Benefit be used in the calculation of Guaranteed Income Supplement benefits?” The answer is as follows:
It is considered to be taxable income and must be considered when determining entitlement to the Guaranteed Income Supplement (GIS) and the Allowances.
This being said, this will not affect the Guaranteed Income Supplement (GIS) and the Allowances for about a year. Income received...in 2020 will only affect GIS and Allowances benefit amounts beginning in July 2021, as those benefits will be based on 2020 income.
This is a verbatim quote from our government, from their own briefing binders, proving that the government was aware of this for at least 21 months and chose not to act. Flags had been raised and tens of thousands of seniors have been affected.
As for this next point, I had not intended to raise it, but listening carefully to the debate in the House today, I heard one of the hon. members from across the floor engage the House to reflect or, in his words, focus on the 10 years before the Liberals came to office. I took that as a welcome opportunity for me to highlight those years in the House.
For the last decade, Canada's population has been in the midst of a fundamental shift. We can all recognize that. The extraordinary change to Canada's demographics can present opportunities. We do not necessarily just have to see these as obstacles. These are opportunities. In response to the member across the floor, I ask members to allow me to indulge in the achievements of the recent Conservative government when it comes to our seniors.
Since 2006, the Harper government created $3 billion in additional annual targeted tax relief for seniors and pensioners. It introduced tax-free savings accounts, TFSAs, which over three million Canadian seniors have opened. It introduced pension splitting for seniors to benefit millions of seniors each year. It improved the rules for registered retirement income funds to allow seniors to preserve more of their retirement savings.
It also introduced the largest increase to GIS in 25 years. As well, the GIS earning exemption was increased. Improvements were made to the CPP to allow individuals who wished to stay in the labour force to also receive CPP pensions. Shall I go on? Perhaps I will leave it at that for the purpose of tonight's discussions.
Especially as a new parliamentarian, I know I cannot, and must not, understate the importance of these stages of the legislative process. What we have in front of us is admittedly a very important piece of legislation. It is a piece of legislation that should have come long ago. Many are desperate, and our federal government has had a significant role to play.
I have mentioned before, while standing in the House, that the role of an effective opposition is not just to oppose but to critique, and our responsibility is to build solutions. We need to ensure that all low-income seniors who saw their GIS clawed back in 2021 are included in appropriate and timely, yet thorough, legislation.
This portfolio need not be partisan. This is not Liberal versus Conservative issue. This is inaction that requires action. I welcome the opportunity to continue to work with the minister and all members of the House to ensure we are all working together and accomplishing the best interests for all Canadians.
2389 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
