I want to thank the Minister of Municipal Affairs and Housing for sharing his time with me today. I can tell you, Speaker, that I speak on behalf of my constituents of Aurora–Oak Ridges–Richmond Hill, and I thank him for his leadership and his relentless pursuit to make sure that the housing crisis we are facing in this province is dealt with.

Thank you very much, Minister Clark, for all that you’re doing.

Madam Speaker, as I mentioned, his advocacy for Bill 23 and his presentation—that was very clear that there is a desperate need for these measures in this proposed legislation.

It is my privilege to expand on some of the details of our government’s proposed More Homes Built Faster Act.

Before I begin, I do want to reiterate the minister’s point that our government has been seeking feedback on several points of our proposed legislation. We’ve been listening to stakeholders and consulting with the public.

As the minister also said—it’s very important for me to repeat, Madam Speaker—this bill is based on recommendations from the industry and stakeholder experts of the Housing Affordability Task Force. The task force was created in December of last year and chaired by Jake Lawrence, the CEO and group head of global banking and markets at Scotiabank. In his role, he worked alongside a diverse range of experts in non-profit housing, Indigenous housing, real estate, home builders, financial markets, and economics. They all brought their extensive knowledge and expertise together to provide recommendations that we are using as a road map to help solve the housing crisis. We used their recommendations as the basis for the proposed More Homes Built Faster Act.

This proposed legislation is a very important part of our long-term strategy to increase the housing supply in our province and to provide attainable housing options for hard-working Ontarians and their families.

Speaker, a major objective of this bill is to address the missing-middle housing in our communities by increasing gentle density. First, we plan to do this by building on a suite of as-of-right residential tools which Ontario has provided to municipalities since 2019.

We are also proposing changes to the Planning Act to create a new province-wide standard threshold for what’s allowed to be built, and we intend to do this by strengthening the additional-residential-unit framework.

If passed, our proposed legislation would allow, as of right, up to three residential units on most land that is currently zoned for one home in residential areas. This would be allowed without the need for a municipal bylaw amendment. Depending on the property in question, these three units could all be within the existing residential structure, or, for example, they could take the form of a main home with an in-law or basement suite, or a laneway or garden home. Of course, these new units would need to be compliant with the building code and with the relevant municipal bylaws. I’m proud to say that these units would be exempt from development charges and parkland dedication fees.

We’re also proposing changes to the Planning Act to ensure that complete and sustainable communities are built near and centred around transit hubs. This complements the historic investment our government has made in transit expansion in communities across the province. The changes we propose to the Planning Act would help move us forward towards as-of-right zoning, to meet minimum density targets for projects that are planned to be near major transit stations. If passed, this would reduce approval timelines and get shovels in the ground faster. Our goal is that once the key development policies for major transit stations are approved, municipalities would then have one year to update their zoning bylaws to meet those minimum density targets.

Speaker, our proposed More Homes Built Faster Act would, if passed, help to create the conditions for building more affordable and purpose-built rental housing right across the province. We’re proud to be proposing regulatory changes that would give certainty around inclusionary zoning rules. To build more affordable housing, we’ve proposed a maximum 25-year affordability period, a 5% cap on the number of inclusionary zoning units, and a standardized approach to determining the price for rent of an affordable unit under an inclusionary zoning program.

We also propose to support the creation of very specific, very needed types of housing, such as attainable housing, affordable housing, rental housing and non-profit housing, all by reducing government fees. We know that government charges and fees significantly impact the cost of housing, including certain attainable housing units and non-profit housing developments. As such, we propose to exempt these types of housing from municipal development fees, parkland dedication levies and community benefit charges.

We also propose to reduce development charges for building new rental units. And to help incentivize the development of family-sized rental units, we will ensure deeper development charge discounts would be provided.

My colleague the parliamentary assistant to the Minister of Municipal Affairs and Housing will be going into more detail about our proposed changes to these fees.

Speaker, our proposed More Homes Built Faster Act includes many changes to streamline the bureaucratic processes that can delay the construction of much-needed housing. In it, we propose changes to the Planning Act that would reduce the number of requirements for small projects and speed up the approval process for other housing projects. We also propose to change the role of upper-tier municipalities in the greater Golden Horseshoe, to further speed up the planning approval process.

An exciting inclusion in our action plan is the creation of a new program to be delivered by Infrastructure Ontario with the Ministry of Municipal Affairs and Housing and the Ministry of Infrastructure to support the dream of home ownership for all Ontarians across the province. Our proposed new program would make good use of surplus or underutilized land and take advantage of commercial innovation and partnerships to rapidly build attainable homes in mixed-income communities.

Let’s be clear: A home is the biggest purchase that an average person ever makes. It’s the culmination of hard work, perseverance and, for many, it means they have truly achieved the Canadian dream.

Buying a home and arranging financing is stressful enough as it is without having to worry about falling victim to unethical practices from a builder or a vendor of a home when you’re purchasing one. Our government, therefore, proposes to further strengthen the consumer protections that are in place for new home buyers. And we propose to double the maximum fines for builders and vendors of new homes who unfairly cancel projects or terminate purchase agreements. These proposed changes would be under the New Home Construction Licensing Act. If passed, they would increase the existing maximum financial penalties from $25,000 to $50,000 per infraction. And let’s make clear that there would be no limit to additional monetary benefit penalties that could be imposed, as our proposed legislation would retroactively impose fines for contraventions that occurred on or after April 14, 2022. These changes, if passed, would also enable the Home Construction Regulatory Authority to use funds from these penalties to provide money back to affected consumers. This would make Ontario the first jurisdiction in Canada to provide these types of funds to consumers. If our proposed legislation is passed, the amendments to the New Home Construction Licensing Act would come into force in early 2023.

This past January, our government hosted the Ontario-municipal housing summit. At that summit, Ontario’s mayors expressed concerns that lands planned for residential development in their communities are sitting empty. They said no development is occurring because homebuilders are taking too long to complete their planning applications. So we looked into it and consulted on the issue of land speculation. We wanted to determine just how detrimental this is to the housing supply goals of our government. We will continue to gather input in the coming months to assess the impact on housing supply, and we won’t be shy about taking action to continue to speed up the planning approvals process.

Another piece of legislation that our proposed bill would amend, if passed, is the Ontario Heritage Act. These changes would increase the threshold for heritage designation and update guidelines for the conservation of provincial heritage properties. Make no mistake, Speaker, these changes would continue to support the conservation of heritage resources that are important to Ontarians, but they will provide the clarity and flexibility needed to ensure that critical housing and other priority projects can move forward in a timely manner. On top of this, until the end of December, our government will continue consulting on how it manages Ontario’s natural heritage so we can improve the way we manage the province’s wetlands while supporting sustainable growth and development.

Speaker, we’re also consulting with stakeholders and the public on how to integrate A Place to Grow: Growth Plan for the Greater Golden Horseshoe with the provincial policy statement. Our goal is a single, province-wide planning policy document. This consultation is seeking input on how to address the overlapping planning policies that are currently in place right across our province. And we’ll continue to work towards developing a more streamlined provincial policy document that is easier to implement and that gives municipalities more flexibility so that they can address their housing needs faster.

Speaker, it’s all hands on deck to get housing built, and it will require the partnership of all levels of government. As a result, we’re calling on the federal government to come to the table and work with us on potential GST/HST incentives for housing. This could take the form of rebates, exemptions or deferrals of GST and HST to support new home ownership right across the province and new rental housing developments. As I and Minister Clark have stated on many, many occasions, no one level of government can solve today’s housing crisis alone. Indeed, all levels of government—federal, provincial, municipal—need to work together if we are to get more homes built and to address the housing crisis of our province.

Speaking of taxes, let me talk for a moment about property tax assessments, which are currently established using the same methodology as regular market rental properties. We intend to explore possible refinements to the methodology that is used to assess affordable rental housing to better reflect the reduced rents collected by these housing providers. In addition, we would consult with our municipal partners on potential approaches to reducing the current property tax burden on multi-residential apartment buildings in the province.

Similarly, while we’re on the topic of taxes: This winter, if our proposed legislation is passed, we intend to consult on a policy framework that would set out the key elements of a municipal vacant home tax. As it is right now, only a handful of municipalities in Ontario have the authority to charge a vacant home tax on unoccupied residential units. We want to establish a provincial-municipal working group that would consult on a framework that could be used by interested municipalities across Ontario. This group could also be a vehicle for the province and municipalities to share information and best practices on dealing with vacant homes.

Speaker, I’m also pleased to confirm that, effective October 25, 2022, Ontario has the highest and most comprehensive Non-Resident Speculation Tax in Canada. At 25% and province-wide, this initiative is meant to further discourage foreign speculation in Ontario’s housing market.

I’m very proud of the work our government has done to get more homes built in Ontario. We understand that owning a home is the pillar of the Canadian dream—a sign of hard work, accomplishment and pride. Just as my family had the opportunity when they first came to Canada, we will not stop until the dream of home ownership is back within reach for all Ontarians. As I said before, and as the Minister of Municipal Affairs and Housing has stated—and the parliamentary assistants and all our colleagues—everyone deserves a place to call home.

The More Homes Built Faster Act is another step forward in our work to solve the housing crisis. And it won’t be our last step. We will introduce a new housing supply action plan in each year of our mandate. We will use these plans to continue to implement the Housing Affordability Task Force’s recommendations. This will help our government deliver real and long-term solutions for the people of Ontario.

We made a promise to the people of this province that we will build 1.5 million homes over the next 10 years. And I just want to make sure that it is crystal clear—make no mistake—that we are going to keep that promise.

I want to thank you very much for the opportunity, Madam Speaker.

I would now like to give the floor to the parliamentary assistant to the Minister of Municipal Affairs and Housing, Kevin Holland, to take it from here.

Good morning, Speaker, and thank you very much. I also want to thank the Minister of Municipal Affairs and Housing for sharing his time with both myself and our parliamentary assistant, Mr. Holland.

I’m very proud to rise for second reading of our government’s proposed More Homes Built Faster Act. I’m proud to speak to a piece of legislation designed to unlock the dream of home ownership for more Ontario families, more than ever before; a piece of legislation that will make it easier to get shovels in the ground and homes built faster.

Speaker, Ontario is facing a housing supply crisis. This isn’t news to anyone. You have heard us speak about it on countless occasions here in this chamber: about how, because of years of inaction on the part of the previous government, Ontario severely lacks the housing supply to meet our growing population; about how, right now, too many Ontarians are chasing too few homes; and how without bold and transformative action and change, we’ll be letting down an entire next generation.

The task ahead of us is to ensure that owning a home is in reach for everyone. That’s our mission, and failure is simply not an option. The message is clear: Our Premier, our government will not rest until we get the homes built to help every single Ontarian achieve the dream they have for themselves, their families and their communities.

More Homes Built Faster is perhaps the boldest change Ontario has seen in the housing sector, and it was developed by carefully listening to our partners. In the weeks leading up to the proposed legislation, the Minister of Municipal Affairs and Housing, PA Holland and I travelled across the province to meet with various partners in a series of round table discussions. We spoke with our partners about solutions to the challenges our province is facing in getting homes built. These round tables gave us the chance to hear great ideas from both the public, municipal leaders and housing experts in places like Kitchener-Waterloo, Mississauga, Thunder Bay, Burlington, London, Guelph, York, North Bay and Durham as well.

I heard from young families unable to enter the housing market, seniors on fixed incomes who worry about making their mortgage payments, the builder unable to build due to lengthy delays. I heard from millennials who did everything—who went to school, built their career, contributed to their community—and yet, despite doing everything that was asked, have given up entirely on the dream of ever owning a home. Speaker, that must change, and with More Homes Built Faster, we’re taking real action to ensure that it does.

It’s no secret that municipalities are playing catch-up when it comes to creating enough housing to meet the needs of our province’s growing population, and the solution is clear: More densification is needed where populations are growing quickly. Nearly 80% of the population growth through 2031 is concentrated in Ontario’s large municipalities, 25 of which are in the greater Golden Horseshoe region. We’re asking 29 of the largest and fastest-growing municipalities for their partnership in creating more attainable housing, and Madam Speaker, we’re holding them accountable to do so.

The fact is clear: We need to work together to reach our goal of building 1.5 million homes over the next 10 years. As a result, from now until at least 2032, we’ll give clear housing targets to municipalities, and we will ask them to pledge to fill the gap over the next 10 years in line with our target and based on the needs of their communities and their capacity to grow. These pledges are in addition to existing long-term municipal land use plans that are already in place.

The idea behind the pledge is to have the municipalities demonstrate the strategies that they may use to prioritize and accelerate housing in their communities. We would ask municipalities to submit their pledges to the province by March 1, 2023.

We’re also looking to our federal counterparts for their fair share of funding to help bring these housing pledges to fruition by helping municipalities to access funds available for housing-related infrastructure. This includes building proper water and sewage systems, roads, and transit for areas with increased density.

Speaker, increasing density doesn’t always mean building large towers that stretch to the sky. We’re also focusing on more gentle density in residential neighbourhoods. Proposed changes to the Planning Act would fast-track building up to three units on most lots already zoned as residential. This would apply to communities across the province.

So what does this mean? A family who owns a detached home could create a basement apartment and a garden suite without having to undergo time-consuming and costly planning approvals. This could be for a parent-in-law or a millennial trying to get a head start to save for their down payment. Most units could be added without major changes to the exterior of existing homes and therefore not require rezoning. Units could be added quickly, as the projects would be modest in scale, and in some cases, the only added municipal fees would be the cost of a building permit.

If passed, we could see units being built and occupied within 12 months. We estimate that allowing more as-of-right housing changes would create up to 50,000 new units over the next 10 years. While that might seem like a drop in the bucket, make no mistake, Madam Speaker, every little bit helps, especially when it is adding affordable units as we move to address the province’s housing crisis.

I should note that any changes to a home’s structure beyond what the municipality currently permits would still require planning approvals, and new units would need to meet Ontario’s building code requirements as well.

Our proposed changes would also ensure municipalities do not impose development charges, parkland dedication fees, or cash-in-lieu requirements for the creation of these types of new units.

Speaker, while gentle density works in some cases, there are other times when bringing more housing, jobs, retail and public amenities within close distance to transit is beneficial to a community. The province’s Transit-Oriented Communities Program will help build more housing to address soaring housing prices and provide more options to all Ontarians. This program is part of the province’s plan to build new, complete and mixed-use communities near and around public transit. We’re proposing to unlock new municipal funding tools so that municipalities can collect the fees and charges needed to participate in the transit-oriented community projects.

With more housing being built closer to transit, more people can get to and from their jobs, schools and back home much faster and be with their families. Speaker, living close to work saves money. It allows spending time, as I said, with more families, neighbours and loved ones, and it makes life easier for everyone.

Speaker, we are proud to be working with municipalities to deliver these transit-oriented community projects. It stands to reason that creating housing near transit stations delivers a myriad of benefits. We are increasing ridership, reducing traffic congestion and greenhouse gas emissions, and stimulating economic growth.

These projects create much-needed local services and convenience, and increase job opportunities to improve residents’ quality of life. It means housing closer to where we work, play and shop. It means less time in traffic, less time commuting and more time with our loved ones. But to get there, we need to remove barriers to building more homes.

One way to do that is through updating tools like inclusionary zoning. Inclusionary zoning requires home builders to include affordable housing options in new developments. That means there would be both market-rate and affordable units in a single development, such as condominiums for example.

There’s been a lot of attention to the need for attainable housing and how people with good jobs and even two incomes in their families can’t find a place to live. But we also need more affordable housing, especially around transit corridors and in other high-density areas. So we’re consulting on how to make inclusionary zoning rules more consistent and predictable in areas where this tool can be used. We’re also proposing a maximum 25-year affordability period, as well as a 5% cap on the number of affordable units, along with a standardized approach to determining affordable prices and rents.

Speaker, we’ve been clear that we want to put attainable home ownership and rental within reach for more Ontario families, and we want to give them the opportunity to live closer to where they work so that they can spend more time with one another.

Many of the proposed changes that we have been speaking to today would reduce financial burdens and streamline processes for the building sector, all while putting housing within reach for more Ontarians. In short, they would help to incentivize our partners in the construction industry to invest in building more homes.

We need these types of changes because we know there are times when deciding how and when to get shovels in the ground on new homes can be delayed and even stalled. That’s because in some areas with upper- and lower-tier municipalities, both levels of government have responsibilities for development planning and approvals.

That’s why we’re also proposing changes to the Planning Act that, if passed, would further reduce red tape and help to make it easier for municipalities to make planning decisions. This would limit the amount of input that upper-tier municipalities like Peel region have when lower-tier municipalities like Caledon are making decisions around how their housing supply is planned. This would also give the public more influence over decisions and help clarify responsibilities.

Speaker, another way we’re proposing to streamline development approval timelines would be to eliminate unnecessary steps in the approvals process. Currently, municipalities must hold a public meeting for every draft plan of subdivision. Making this meeting optional would get shovels in the ground faster while the public could continue to provide input at the official plan and zoning bylaw stages.

We’re also proposing to streamline the land lease approval process to encourage more development and increase the number of land lease community homes. Land leases are where the house is owned and the land that it sits on is rented. This arrangement can be a more attainable housing option for many people, particularly in rural parts of the province.

With this new plan, we would also explore ways to enable an alternative home financing model, namely rent-to-own arrangements, as alluded to by the Minister of Municipal Affairs and Housing earlier. To do this, we would launch broad consultations and seek input and advice from experts, industry, renters and landlords.

We’re also working on a new attainable housing program that would combine a variety of tools to create homes that Ontarians can afford to buy. We would take parcels of surplus provincial properties in different communities in Ontario and put them back to create more housing options that meet the people’s needs and budgets. And if needed, the Minister of Municipal Affairs and Housing could consider making minister’s zoning orders on these parcels of provincial land to speed up construction even more.

We could also use ownership models such as land lease or rent-to-own and reduce development charges to cut costs. This would help create a series of mixed-income communities that would help a variety of Ontarians, with a variety of budgets.

Speaker, our government is committed to helping Ontarians across the housing spectrum, which is why our new plan complements the community housing regulatory framework that we established earlier this year when we released our previous housing supply action plan, More Homes for Everyone.

And while we’re proposing ways to make it easier to build a mix of home ownership and rental housing, we also recognize that the community housing sector faces its own set of unique challenges. That’s why we invested nearly $4.4 billion over the past three years through the Community Housing Renewal Strategy, homelessness programs, and response to the COVID-19 pandemic, to grow and enhance community and supportive housing as well as to address homelessness for vulnerable Ontarians.

When people have the housing they need, they have better health, better education experiences and certainly better employment outcomes as well.

And when housing is affordable—as well as in areas near transit, schools, workplaces and amenities—individuals have the opportunity to manage their lives and build a foundation for their families.

There are many ways we can help low-income households, including those who require some form of assistance through the community housing system.

The rising cost of living has a significant impact on low-income households who might have to choose between putting food on the table and paying rent.

For example, between 1991 and 2016, the number of Ontario households needing assistance increased from 12% of total households to approximately 15%.

Finding affordable housing can be especially challenging for those who are working at minimum wage jobs, struggling to find employment or on social assistance. To help ease the burden, we are continuing our work with the community housing sector, including municipal partners and housing providers, to preserve the existing stock of community housing and to modernize the system for those who depend on it. Put simply, we’re working to help vulnerable Ontarians get back on their feet.

Another goal in addressing our housing crisis and improving affordability is to ensure older purpose-built rentals are replaced quickly. If a mid-sized rental apartment—six units or more—is demolished, municipalities may limit what’s built on that site. For example, they may specify the size and number of the replacement units in the new building. And while the goal of a municipality’s bylaw may be to preserve affordable rents and protect tenants, it may be preventing renewal and, as such, limiting the supply of rental units and leading to deteriorating housing stock.

With our plan, we would launch consultations to hear solutions on how to promote the building of more, desperately needed, rental units while continuing to protect the people who rent them.

Speaker, Ontario is in need of bold action to get more shovels in the ground, faster, on all types of housing.

The proposed initiatives I talked about today are designed to create a broader mix of housing and fill in the housing gaps we need in communities right across our province, because we need to help more Ontarians find a home that meets their needs.

This spring we made a promise to the millennial dreaming of owning a home, the family that’s looking to plant their roots, the senior looking to retire in dignity, and the newcomer in search of a more prosperous future that we would not let them down. We promised them that if they’re willing to work hard, if they’re willing to do their part and earn their keep, we would unlock the dream of home ownership; we would say yes to getting more homes built.

We live in the greatest province in the best country in the world, but it cannot be at its best until everyone has a place to come home to. And with the More Homes Built Faster Act, we’re taking bold action to ensure that goal becomes a reality.

I will now hand it over to my colleague the parliamentary assistant to the Minister of Municipal Affairs and Housing, who will share more details on this proposed legislation.