- Member of Parliament
- Member of Parliament
- Conservative
- Parry Sound—Muskoka
- Ontario
- Voting Attendance: 67%
- Expenses Last Quarter: $125,505.29
- Government Page
- May/27/24 11:31:54 a.m.
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Mr. Speaker, I was relieved, when this debate began, to hear the Parliamentary Secretary to the Minister of Housing describe that we are in a housing crisis because, of course, a year ago, the Minister of Housing could not even use the word “crisis”; he could not be brought to do it.
Something obviously happened over the course of the summer, and the Prime Minister's Office woke up and recognized that we are in fact in a housing crisis and that the use of the word “crisis” does make sense. We know we are in a crisis because we see the results of what is going on. Rent has doubled in the last nine years. Mortgages have doubled in the last couple of years. Home prices have doubled. Mortgage rates have skyrocketed. Inflation is out of control. There are too few homes for too many people.
It is absolutely a supply crisis, as the parliamentary secretary mentioned. We see this with young people who are forced to stay at home and live in their parents' basements. They are not starting their lives as they normally would. The number of homeless people in this country continues to grow. We see tent cities in communities large and small all across Canada now. The cost of lodging, rent and mortgages is impacting affordability generally.
On top of that, there is the carbon tax. The carbon tax applies to the materials used to build homes, so the materials for homes are getting more expensive. Buying food and heating those homes are also getting more expensive. More people are struggling to maintain the homes they have.
We know that it is a supply issue, but it is also a housing affordability crisis. We have to think about what impacts the cost of a home. We know those materials I mentioned, like the two-by-fours and those kinds of things, cost more money. The carbon tax is applied to the production of those two-by-fours, to the delivery of materials to job sites and to everything.
There is a shortage of skilled trades and labour right now, which is adding to the problem as well. We need to make sure that we are attracting people to this country who can help us build homes. That is not really happening. The approval processes at the local levels are also slowing things down and are adding costs to the process of building homes. There are also taxes, fees and government charges.
Let us talk about that for a second. Who makes more money on housing than anybody else? The question is rhetorical, but Canadians would be horrified to know that it is not the big, greedy developers I hear the NDP talk about; it is government. In fact, between 2013 and 2023, the costs have gone up dramatically. The land value in this country has gone up about 34%, and that is due to the fact that we have a lot of land. We have a lot of land in this country, and there should be no reason that we have trouble building homes. Construction costs in that 10-year period have gone up 122%. That is the cost of materials. However, what have gone up the most are Government charges and taxes. From 2013 to 2023, government charges have gone up almost 250%. Those are charges at local levels. The HST charge on houses has gone up 221%. That means nobody makes more money on housing than governments. About 33% of the cost of the average home in this country is government.
What makes up those fees? HST is a big part of it; there is no question about that. However, municipalities are absolutely on the front lines of this situation, and they are also one of the biggest culprits of the problem. At the local level, we have infrastructure charges and development charges. Those are charged are per lot, and they can be staggeringly expensive. We have planning approval fees, parkland and parking fees. We often have school charges that are charged by the school board. We have density bonusing fees in some cases, building permit fees, and water and sewer connections fees. There are all kinds of fees.
At the provincial level, there are land transfer taxes when a home gets sold. There are sales taxes, like the GST and the PST. There is mortgage insurance, if someone cannot put down more than 20% on a home. These fees add up to over $200,000 on average. They are all government charges that go right to the bottom line of owning a house. Now we know why house prices just keep getting more expensive; it is that the government makes so much money. The beauty of the Leader of the Opposition's private member's bill, which is actually a very simple bill, is that it tells the municipalities on the front lines of this, which charge the biggest fees, that they just need to get the job done.
The Liberals are happy to talk about their housing accelerator fund, which I am happy to take a moment to talk about right now. The parliamentary secretary was hopeful that I would learn something from it. I have learned something from it. It is a joke. That is the truth. It is a $4 billion fund in the context of a government that is borrowing money. This $4 billion is borrowed money that it is giving to municipalities based on the promise that those municipalities will be better.
I asked to see the agreements between the municipalities and the federal government several months ago. I did not get them. The best I could come up with was searching through each of these municipalities' staff reports to council and some of the media reports, which have been very interesting. All of them have language such as “we will do this” or “we will do that”. They say that they will permit higher density, will look at ways to improve the process or will think about things. There is nothing definitive in any of the staff reports to council. They have been adopted, but not much of it has actually been done.
I will focus on something very specific. The Minister of Housing is incredibly proud of this housing accelerator fund. He is proud because he is focused very much on allowing four residential units as of right in any zone across the city. That means you could turn your single-family home into a fourplex without having to go to the municipality to get approval to do it. He thinks this is some kind of silver bullet, I guess, because the City of Windsor said it was not going to do that, but it had a proposal to do higher density around transit, where it made sense. It had a proposal to permit fourplexes around the university, for example, and things like that. It would have permitted thousands of units, but that was not good enough because the government wants fourplexes as of right.
The City of Toronto has had this rule in place now for just over a year, having fourplexes as of right. This is the great panacea the Minister of Housing is so proud of, having fourplexes as of right everywhere. Since May last year, when the government adopted this, there have been 74 applications in the City of Toronto, so clearly that is not the silver bullet the Minister of Housing thought it was. However, the Liberals sure have gone all over the country doing photo ops and press releases, being so proud of the $4 billion they are going to spend on the promise of doing better, when they are not getting the job done.
On top of the affordability issues we face, the housing accelerator fund money is going to cities that are increasing their charges. Can members imagine, in an affordability crisis, that the Liberals are sending money to cities that are increasing charges? Case in point, the City of Ottawa is going to get $178 million. It just approved an increase to its development charges by 11%. It will now cost an extra $55,000 on a house in Ottawa. The City of Toronto got $471 million. It increased its development charges this year by 21%. It is making housing more expensive in a housing affordability crisis, and what it got out of the Liberal government is a cheerleading squad.
The Leader of the Opposition is not proposing to tell the cities how to plan what kind of housing they need, nor how to do their municipal zoning and approvals process; rather, Conservatives are saying that government needs to get out of the way. We will deliver that kind of result by tying federal infrastructure money to cities with results. It is the fundamental difference between a government that is long on photo ops, talking points and being proud of its parade, and a government in waiting that would deliver results and would pay for those results. There would be no more promises. Canadians deserve results; they are tired of the photo ops and the vacuous grandstanding. They need results. If the Leader of the Opposition becomes prime minister, they would get them.
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- Dec/4/23 2:51:47 p.m.
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Mr. Speaker, I can bet that the Liberals' mortgage charter and any other photo ops and PR stunts they do are about as useful as Monopoly money, but more Liberal vanity projects and PR campaigns clearly are not going to fix the fiscal mess that the Liberal-NDP government has caused over the last eight years.
Canadians headed to renew their mortgages are facing double the payments. They are about to find out that the Prime Minister is just not worth the cost.
When will the NPD-Liberal government stop the inflationary spending, balance the budget and lower rates so Canadians can afford to keep their homes?
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- Dec/4/23 2:50:28 p.m.
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Mr. Speaker, after eight years of NDP-Liberal borrowing and spending, the Prime Minister is just not worth the cost. Ninety per cent of Canadian mortgages up for renewal in the next two years are at fixed interest rates of about 3%. Today, there are three million Canadians about to renew their mortgages, and they are facing rates of up to 7%. The Bank of Canada governor has confirmed that excessive government borrowing and spending is driving these rate hikes.
When will the Prime Minister end the inflationary spending and balance the budget to lower rates so Canadians can afford to eat, and to heat and keep their homes?
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- Oct/30/23 3:41:13 p.m.
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Mr. Speaker, I would reiterate for my hon. colleague what his own minister of housing said just a few weeks ago at our committee: At the start of the current government's term, in 2015, the housing situation in Canada was not in crisis. People could afford to buy a home and find a place to rent. Eight years later, house prices have doubled, rents have doubled, people cannot find a place to rent, interest rates are skyrocketing and mortgages have doubled. It was not a crisis when Prime Minister Harper was here. It is a crisis today, thanks to eight years under the Prime Minister.
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- Jun/13/23 2:19:25 p.m.
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Mr. Speaker, the Liberal government continues to borrow money and borrow money, and then borrow some more, which means higher deficits, which means higher inflation. That inflation is resulting in interest rate hikes by the Bank of Canada, and that is making everything more expensive, especially housing and mortgages.
Too many Canadians are struggling to pay their mortgages now and with these rate hikes, many are at risk of losing their homes altogether. They only have the Liberal government to thank for that.
Some are saying that the housing crisis is past the point of no return. However, I actually disagree. When Canadians finally have a government that is willing to fight for the housing people need, when Canadians finally have a housing minister who acts with the urgency this crisis demands and when the member for Carleton is finally the Prime Minister, then we will bring it home.
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- Jun/13/23 10:09:57 a.m.
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Mr. Speaker, I move that the fourth report of the Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities, presented to the House on Wednesday, October 19, 2022, be concurred in.
I will be splitting my time with the member for Calgary Nose Hill.
We have a housing crisis in this country. To restore affordability, the Canada Mortgage and Housing Corporation has reported that we need 5.8 million homes by 2030. That works out to 760,000 new homes per year until 2030 for us to restore affordability. The best we have ever done in Canada is to build about 260,000 units of housing a year.
We are now faced with this massive undertaking and all the challenges that go with it to get these units built, whether it is the labour shortage, the skilled trades shortage or, of course, dealing with all the different levels of government involved in the housing space. Municipalities are on the front lines of the housing crisis, and the provinces are very much on the front lines as well.
As for the federal government, some years ago, the Prime Minister, with great fanfare, launched this national housing strategy, describing it as a transformational housing plan and saying the federal government was back in the housing business. All we can see today is that rents have doubled, home prices have doubled and mortgage rates are skyrocketing. People's variable rate mortgages, and I happen to be one of them, have skyrocketed in a year. There are an awful lot of Canadians who do not have a variable rate mortgage who will be going to the bank maybe this summer or fall, and they are going to find out they cannot afford their house anymore. That is all in the midst of a housing crisis where we need to build 760,000 units a year to restore affordability.
We have a government that is long on talking points and long on photo ops but very short on delivery. We do not see a lot of ribbon cutting for new housing. Frankly, we do not need to see any ribbon cutting to know that the situation is only getting worse. Members could ask a student in Toronto if they can find a place to live. Covenant House Toronto reports that a huge number of people living there are students at local universities and colleges. That is completely insane in a country like Canada.
We have heard the Leader of the Opposition talk about young people being stuck in their parents' basements because they cannot find a place to live. They have done everything right, they have a good job and they cannot find a place to rent or maybe even buy one day. We need literally all levels of government working together to solve this crisis, and we need to hold those on the front lines accountable for what they are or, in most cases, are not doing to make housing more affordable.
We have heard the Leader of the Opposition talk about holding municipalities to account. He talks about firing the gatekeepers. He is absolutely correct. As a former mayor, and before that the chair of the planning committee in Muskoka, I am quite used to dealing with vested interests on expensive waterfront properties, but also vested interests in the urban towns of Muskoka. Pushing for higher density in some of these smaller communities is not always easy. I talk a lot about the challenges we see in larger centres, but they also happen across the smaller communities in this country.
As mayor and as chair of planning, I always fought the good fight and made sure that we had more density and more homes built. The Leader of the Opposition, and hopefully the soon-to-be prime minister, will challenge all municipalities and all cities in this country to make decisions to increase density, particularly when the federal government is on board and assisting larger centres with massive investments in transit infrastructure, for example. It is insane to me that the federal government is happy to support municipalities with transit infrastructure, with dollars for new SkyTrain stations and new subway stations, but it does not require the land around those stations, the land around the multi-billion dollars transit infrastructure, to be pre-emptively rezoned for high-density residential housing.
This makes sense. It makes sense for the public investment of federal dollars. It makes sense for the public investment of municipal dollars as well. It is a green way to live, as higher density is better for the planet. Frankly, it is better for the municipalities as well.
A lot of people do not realize that single-family detached residential homes do not actually pay enough tax to cover the cost of the services the families who live in those homes demand. Municipalities need higher density residential housing. It makes more sense fiscally. It is more sustainable. As the Conservative Party, we are calling on municipalities to get on board and for everybody get on the same page to work together to increase the density of our urban centres for the sake of the planet and for the sake of young people who are desperate to get started in their lives and maybe start a family one day.
The housing spectrum is a continuum, and people move through that continuum as their needs change and adjust. Right now, the biggest gap or the biggest blockage in that continuum of housing is purpose-built rentals. We know that purpose-built rentals have not been constructed in a meaningful way since the late seventies. That is because the government of Pierre Elliott Trudeau had an ideological problem with the tax treatment for the construction of rental units, as it thought it was making landlords rich. As a result of that change in policy, purpose-built rentals stopped getting built. Members will notice, if they go around any of the larger centres such as Toronto or Vancouver, or even smaller cities such as Winnipeg and Halifax, those purpose-built rentals are starting to get pretty old. We need some major investment in those rentals because they are all over 50 years old now, and they are getting pretty tired.
Therefore, along comes the condo construction business because the developer does not have to carry the capital costs of a rental building, so condo owners start buying up condos and they start renting those out. CMHC changed the rules so people can put 5% down, not just on their first home but maybe on their second and third as well. In many ways, we should be really grateful, frankly, that this happened because the vast majority of landlords in this country now are families who maybe bought a second property and tried to fill a gap. However, it is not enough. We need more purpose-built rentals in this country, and we need a federal government that is working with provincial governments and municipalities to make sure that the private sector is incentivized to build specifically what we need.
With trillions of dollars of investment required in the housing space in this country, there is no way government can do it all on its own. Every nickel of government spending at this level should be focused on those most vulnerable in our society, and we should get the private sector on board to build everything else. The biggest gap is purpose-built rentals, so a federal government working with provincial governments and municipal governments could work with the private sector stakeholders to direct them to build those purpose-built rentals.
Freeing up space in rentals would free up movement within the housing continuum to bring the market back into equilibrium. People could then move through. Adult children would not have to live in their parents' basement anymore. They could go through this transition more naturally into a rental property and then maybe buy their first home. Then folks who are aging and do not really want to stay in their big house anymore, as they need something smaller, would have something they could move to as well. The flow of people moving through housing in this country can happen again.
However, it is not going to happen without federal leadership, which we are not seeing from the current federal government. We have a Minister of Housing who does not really believe that the situation is a crisis, and we have a Prime Minister who loves photo ops, announcements and speaking points, but none of them really seem to know how to get the job done.
That is why Conservatives are focused very much not only on talking points, but also on real results, and on making sure that municipalities are working in lockstep with the provinces and the federal government to ensure that we close the gap with purpose-built rentals and make housing more affordable again. Once we fix housing in this country, we can literally fix everything. The absolute foundation of our society and our economy is housing, and we are failing right now. I am sorry, but the federal government is failing right now.
Therefore, as Conservatives, we have proposed some very common-sense ideas. It is common sense for the common people to hold other levels of government to account to make sure that every nickel of public investment is creating results, not just photo opportunities.
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- Jun/12/23 5:33:02 p.m.
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Mr. Speaker, I rise on behalf of the Conservative members of the Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities to table a dissenting report to the main report of the committee with respect to the national housing strategy.
We all know that when the national housing strategy was presented by the government some years ago, it was described as a transformational plan. Of course, we all know that despite that and the work of the Canada Mortgage and Housing Corporation, rents have doubled and mortgages have doubled. This has driven Canada to a high risk of mortgage defaults and has allowed the number of persons experiencing homelessness to grow significantly.
Conservative members also wish to highlight that the person ultimately responsible for these failures of the CMHC is the Minister of Housing, along with the government. He is responsible for the massive increase in the government fees the CMHC has just introduced on multi-unit residential housing. He is responsible for the complex paperwork that stalls so many applications. He is responsible for the crisis that is unfolding today.
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- Feb/3/23 11:05:13 a.m.
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Madam Speaker, after eight years of the Prime Minister's inflationary policies driving up prices and interest rates, the cost of living is crippling for many Canadians, especially those looking for a home. Rent has doubled, if one can find a place to rent. After eight years of the Prime Minister, mortgages have doubled as well. Nine out of 10 young people in this country who do not own a home believe they never will.
After eight years of a Prime Minister whose fiscal policy could best be described as “borrow lots, think later”, a lot of Canadians going to the bank this year to renew their mortgages are not sure if they will be able to afford their homes anymore. Even Liberal MPs are complaining about the cost of their mortgages to me.
These are dark days, but there is light at the end of the tunnel. The City of Victoria is adding the missing middle. Ontario is pushing out NIMBY local politicians, and the City of Saskatoon guarantees a building permit in five days. The best news of all is that a Conservative government is just around the corner.
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