44th Parl. 1st Sess.
October 30, 2023 11:00AM
Mr. Speaker, our job here in the House of Commons is to hold ministers to account and to try to get answers to why so many things have gone wrong here in Canada. However, every day, members on the other side of the House get up and insist that Canadians have never had it so good, and that things are going so well in this country. It is as if they do not talk to anyone at home. To make their point, they bring meaningless, manufactured statistics that are supposed to show how great they really are. In fact, the statistics show how out of touch and clueless they truly are.
One of Liberals' favourite tactics is to talk about the global forces, other countries and wars in distant lands, to pass the buck from Ottawa to someone else, to somewhere else and to something else. We are talking about housing today, like we have been for many months and even years, but the Liberals still do not seem to get the message that the cost of a home in this country is just too high for anyone. Therefore, I am going to try to put it in terms that they would understand, showing exactly how out of control our housing crisis has become. I am going to take some prices and see what someone can buy here and what they can buy elsewhere, which has the added benefit of showing Canadians that this is a uniquely Canadian problem, at least in scope.
I will start in Toronto. A two-bedroom house covered in graffiti, in the Kensington Market neighbourhood, is on the market for $2.8 million. The very same amount of money can buy a 20-bedroom castle on five acres in Scotland. It has 45 rooms, a movie theatre, a botanical garden, a pond and even a private beach, and it has the added bonus of being in a country with no carbon tax. If someone does not want to live in the big smoke, I can understand. In fact, I do not really understand why people do not want to live there, but I can understand why they would have their preferences. In Kitchener, there is another two-bedroom home up for a steal, $1.8 million. Here is a spoiler alert: It is not a steal at all. It is a tiny property with a little backyard and hardly enough room to raise a family. It costs $1.8 million, and if someone wants a bit more breathing room, maybe they could consider spending that $1.8 million on a lake-facing castle on a four-acre property in Sweden. There would be much more space for everyone.
If people are still not convinced, let us go to Vancouver, where the member opposite is from, where a three-bedroom house sells for $4.6 million. A buyer would also get to pay the highest gas prices in Canada and some of the highest taxes. They would get to drive to work in an open-air, government-supplied drug market, which the NDP-Liberal government supports. It is absolutely stunning. If they prefer more peace and quiet or maybe want a bit of a deal, there is an 11th-century castle in England up for sale for $4.4 million. It comes with 32 acres of land and 22,000 square feet of living space, including 17 bedrooms. It is “an idyllic retreat” with farmland and even its own creek, with fishing rights included.
I could go on and on: France, Honduras, Argentina or Wisconsin. The fact of the matter is that Canada's housing market is so broken, and the Liberals are the ones who broke it, with the help of the NDP, of course. Housing prices have doubled in just eight years. A mortgage payment has doubled. The average income needed to buy a home in Ontario is over $175,000, which is much more than the average salary, as we all know. No amount of partisan spin can minimize the fact that it is now cheaper to buy a castle in Europe than a family home in Canada. If that does not convince the Liberals that home prices are unattainable to the average Canadian, I do not know what would. We have to ask, what are people supposed to do?
Nine in 10 of the young people looking to break into the market, pay off their student loans, start a job and maybe start a family do not believe they will ever own a home in this country. There are newcomers looking to Canada for opportunity and a life better than the one they left, like my parents did 48 years ago. Everyone else is struggling under repeated, double-digit increases in the cost of rent; it has doubled too in just eight years. It used to take 25 years to pay off a mortgage. In Toronto, it now takes 25 year to save up for a down payment on a single-family home.
The answer, of course, is that they cannot do anything, because affordability is too far out of reach. Despite working 50, 60 or 70 hours a week at multiple jobs and cutting back on the things they want, people are getting left behind. They are losing hope and giving up on the Canadian dream that was on offer even eight years ago. Things were not like this eight years ago, and they are not going to be like this when the Liberals are gone.
Our mission is to bring that back: to ensure that one can get a good home in a safe neighbourhood through hard work, dedication and savings, which is the way it always was in Canada, and to make Canada the place where we do not have to compare the price of an average home to that of a luxurious castle in Europe to make the point.
It is going to take a new government with a new vision to do that. We cannot and should not trust the same people who got us into this mess to get us out of it. Specifically, we should not trust the same people who paid $54 million for a useless border app to companies that did not even do the work on the app, who lost track of nearly a million people, who have students living under bridges and in tents, who cannot bring themselves to put repeat violent offenders behind bars and who cannot do anything close to competently. Our party is the only one with a common-sense plan to put Canadians back in control of their own lives and return the promise of Canada that always was—
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- Oct/30/23 2:23:42 p.m.
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Mr. Speaker, certainly it is very important that we are addressing both affordability concerns and fighting climate change across this country. The heat pump program, the hon. Leader of the Opposition, if he had done his homework, would know, applies across the country. It actually will help to ensure we are reducing the costs of home heating, of oil heating, in every province and territory while continuing to address climate change in a thoughtful way.
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- Oct/30/23 2:40:05 p.m.
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Mr. Speaker, I think that if he watched the show once, twice, or three times, maybe he should have practised his question once, twice, or three times. It is not entirely clear what he was asking. I think he was talking about carbon pricing.
Carbon pricing is in place across the country, from coast to coast. We have made sure there is a fair mechanism for all Canadians. We support Canadians in the fight against climate change as well as on the issue of affordability.
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- Oct/30/23 2:55:24 p.m.
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Mr. Speaker, it is important to address affordability. That is exactly what we are doing with the heat pump program to ensure that people are actually saving money. It is also important that we are fighting climate change in a thoughtful and substantive way.
I do find this question a little bit odd, coming from the only member in the House of Commons who voted against the Paris Agreement.
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- Oct/30/23 3:10:47 p.m.
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Mr. Speaker, we could say it for the fifth time and I do not think the answer would get across.
The bottom line is that we on this side of the House tried to find a way to make sure that people square affordability with wanting to fight climate change. Both are very important right now. Both are very important to people in Atlantic Canada and very important in my constituency. I think we have found a way to do that.
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- Oct/30/23 3:13:13 p.m.
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Mr. Speaker, we know that at a time when Canadians are struggling with affordability, food prices are too high. That is what we have heard right across this country. That is why our government called the five largest grocery chain CEOs to Ottawa and worked with them to create action plans, which they are implementing to lower and stabilize food prices for Canadians. This is important work, we are tracking their progress and we will have more to report soon.
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- Oct/30/23 3:26:23 p.m.
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Mr. Speaker, I move that the 11th report of the Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities, presented on June 12, be concurred in.
We are talking about the national housing strategy report, which was done by our human resources committee and delivered in June 2023. We should know that the national housing strategy is a program the Prime Minister announced with great fanfare in 2017, as I have said in the House before.
He and a number of his colleagues stood in front of a big building under construction and talked about how this strategy, which was going to be about $40 billion, would be a life-changing, transformational strategy. The federal government was back in the housing business, and it was going to be a really big deal. It was a 10-year plan.
It is still a 10-year plan. The numbers were ballooned to $82 billion, and at the time of the study, it was going to change the world, which was all well and good. We know the Prime Minister is particularly good at these photo ops and announcements with quite a rhetorical flourish.
We received the study in June 2023. Just before that, we had spoken with the former minister of housing. We asked the minister of housing, a couple of different times, if he would describe the housing situation in Canada as a crisis. He could not use that word. What we heard from the minister at the time was that housing was a challenge, and there were some problems and difficulties, but he could not use the word “crisis”.
I would also like to inform the House that I will be splitting my time with the member for Kelowna—Lake Country.
Fast forward to a few weeks ago, there is a new Minister of Housing, and there is a renewed sense that we need to do something about the housing situation in Canada. The new minister, when asked if Canada was in a housing crisis, a year after the previous minister, acknowledged that, Canada is in a housing crisis. He used the word himself.
When I asked him at the time if, in 2015, eight years ago, and 2017, when the Prime Minister announced this life-changing, transformational national housing strategy, Canada was in a housing crisis. He would not use the word “crisis” when it came to that. He said we had some challenges. There were some difficulties, but he would not describe it as a crisis at the time the Liberals launched this national housing strategy, this $82-billion, 10-year program.
We heard from the CEO of the Canada Mortgage and Housing Corporation, which is the agency responsible for delivering the national housing strategy and all the programs therein. The Canada Mortgage and Housing Corporation is also responsible for insuring a lot of mortgages in this country, millions of mortgages. It does a lot of research on the housing situation in Canada. We have heard a lot from it about the fact that we are in a crisis and that Canada needs to build, in total, about 5.8 million homes by 2030 to restore some semblance of affordability in the housing market.
It is important to acknowledge at this point that the most homes that Canada has ever built in a single year was in 1976 when building a home was a little easier. Homes were not nearly as complex, but 270,000 units were built that year. The average today is about 240,000. We would need to ramp up the building of homes to about 745,000 units per year to meet that affordability target that the CMHC itself says we need to do.
What was this national housing strategy supposed to do? We know, from the reports and from listening to the CEO of the Canada Mortgage and Housing Corporation, that this national housing strategy was to remove 530,000 Canadian families from core housing need, reduce chronic homelessness by 50%, protect 385,000 community housing units already in existence, provide 300,000 households with affordability supports, repair 300,000 existing housing units that needed repair and create 100,000 new housing units.
With the $82 billion, we are just over halfway through the program, which begs the questions of where we are at and what it has accomplished.
Even the CMHC would acknowledge that we have a long way to go, and it would acknowledge that in part because its own research has told us that the situation is worse than ever. At the time that the Prime Minister announced this strategy, we had some housing challenges. Today, it is a crisis.
We now know that, after eight years of the Liberal Prime Minister, rents have doubled. We also know that, after eight years of the Prime Minister, house prices have doubled and mortgages have doubled. Frankly, despite the grand proclamations of the Prime Minister and the constant patting of themselves on the back for all the great work they are doing with this national housing strategy of $82 billion, it seems as though the Liberals are starting to catch on that just saying they are going to do good things with photo ops and announcements is not really solving the problem.
As it turns out, now the Liberals are announcing new things and new ideas, including things like removing the GST from purpose-built rentals. They are finally catching on, but I worry it might be too little, too late because, in the midst of all of this, in the midst of a housing crisis getting worse and worse, the government has been spending money like it is going out of style. It borrows excessively. The Liberals stand behind this whole business that they were there for Canadians during COVID, but we know that a couple of hundred billion of that borrowing had nothing to do with COVID supports, and that is having an impact on inflation.
In fact, Tiff Macklem, the governor of the Bank of Canada, has said that inflation in shelter prices is running above six per cent. Part of this, he says, is due to higher mortgage interest costs following increases in interest rates. However, it also reflects higher rents and other housing costs, and these pressures are more related to a structural shortage of housing supply. He also said it is going to be easier to get inflation down and make housing cheaper if monetary and fiscal policy are rowing in the same direction.
Therefore, we know that announcing with great fanfare an $82-billion 10-year comprehensive plan to solve the housing challenge of the time, fast forward to today, has turned into an absolute crisis in the housing market and, frankly, a crisis that is, in part, created by the inflationary pressures that the government, and its excessive spending, is putting on the market.
Now we have this report that says that, yes, it is bad. We have work to do. That is effectively the message. Even Ms. Bowers acknowledged that it is going to be very challenging to meet the targets. We know why. The Governor of the Bank of Canada has told us that the inflationary spending of the government is just making it harder. Every nickel it spends is making it harder.
The members of the government do not seem to understand that we need to get out of the way and not only incentivize the private sector, but also bring down the inflationary deficit spending and axe the carbon tax, which is making everything more expensive. We need to reduce the taxation burden. We need to reduce the taxation of deficit borrowing on the backs of Canadians so that they can afford to eat, heat their homes and maybe even have a home one day.
Nine out of 10 young people in this country have given up on the dream of ever owning home, and the responsibility for that falls squarely at the government, its inflationary spending and its reckless way of borrowing billions of dollars. The government says it is going to borrow money so Canadians do not have to, but its members do not realize that the money being borrowed by the government is being borrowed on behalf of all Canadians. It falls to all of us to pay it back. Therefore, we have a situation today where a government will borrow billions of dollars to give Canadians a few hundred dollars to help them pay for things that, because of the government's borrowing, now cost thousands more dollars.
We have a situation where our government is now so desperate that it is playing politics, so it is axing the carbon tax in some parts of the country where the Liberals' poll numbers are really bad, but not in the rest of the country, as we found out, because people there did not vote Liberal. That is the problem. People have to vote Liberal if they want to get treated better by the government and if they want the government to relieve them of the pressures of its inflationary spending.
The national housing strategy can be described as a failure. The Conservatives have written a dissenting report on this, and we need to recognize that the government is simply not getting the job done. Even though its members have great talking points and photo ops, they are making life more expensive every day for Canadians. Canadians know that, despite their promises, the Prime Minister is just not worth the cost.
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- Oct/30/23 3:58:09 p.m.
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Mr. Speaker, I am not sure if the member is aware of this, but there are rent controls in certain provinces in this country.
The fact of the matter is that people cannot even afford to rent the most simple of places. We have people living in tents. We have people living in RVs in parking lots. The affordability crisis is really affecting people. They cannot even afford food, let alone housing. It is driving people even further into this housing crisis because everything costs more, including the government's tax increases and the inflation that is happening, leading to interest rates that are where they are.
Everything is becoming more expensive, and it is literally driving people into places where they cannot even afford basic necessities. Those are the results of this NDP-Liberal government over the last eight years.
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- Oct/30/23 4:53:19 p.m.
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Mr. Speaker, I agree with most of what my colleague just said. Housing really should be seen as a right, just like food. Food and shelter are basic needs and every individual's right.
We have a collective responsibility as a society to ensure that everyone has a roof over their head, that everyone has safe, decent, quality housing. That is our collective responsibility. However, as long as housing is seen through a monetary lens, a market lens, we will not reach that goal because the market is there to make a profit.
We must not vilify the private sector. We need construction. However, we need to build housing that is actually affordable. We are falling far short on that front because a completely different approach is needed.
If there is a direction that should be taken, it is the one we have been calling for, the one that I think my colleague and I agreed on: If we want to address the current housing crisis, we need to be able to recover private markets and provide housing through non-profit organizations and housing co-operatives. We need to acquire these markets to ensure affordability.
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- Oct/30/23 6:25:48 p.m.
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Madam Speaker, the reality is that when there is an affordability crisis, the first thing people stop doing is giving to charities. The first thing people stop doing is being able to have extra cash. Social services and social programs are funded best when we have a healthy economy. Tell me what is happening in this country right now when we have historically high usage of a food bank, the highest ever. We will get houses built only when the private sector can do that, and then we would have a healthy enough economy to have social services money. Build for that. That is the reality, and we have a government right now that does not respect taxpayers' money.
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