- Member of Parliament
- Member of Parliament
- Liberal
- Scarborough Centre
- Ontario
- Voting Attendance: 66%
- Expenses Last Quarter: $131,199.78
- Government Page
Mr. Speaker, definitely seniors need more help, and I will continue advocating to make sure we are there for seniors.
We have been there for our seniors. The increase we brought to the guaranteed income supplement was to help seniors keep up with inflation. They will benefit from the doubling of the GST tax credit. Low-income seniors will also benefit from the $500 one-time top-up allowance for housing.
We will continue raising our voices to do more for our seniors.
83 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, I thank the hon. member for her concern for seniors.
As I mentioned in my remarks, it is important that we support seniors on fixed incomes through the inflationary period. Lower-income seniors are benefiting from the doubling of the GST tax credit and from the Canada housing benefit one-time special payment.
We lowered the retirement age from 67 to 65. The Conservatives had changed it, and we brought it back down. As well, we introduced the age well at home initiative to help our seniors continue to live safely and independently in their homes. We also increased the old age security for seniors above the age of 75. We will continue to make sure we are there for our seniors.
124 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, through Bill C-32 and our fall economic statement, we are trying to provide targeted support to Canadians who need it the most, by doubling the GST tax credit, by eliminating the student debt loan and by providing a one-time $500 top-up allowance for renters who cannot afford it.
I talk to constituents in my riding every day, and they bring up these issues. Affordability is becoming a concern for many. These are measures, like the measures the members on the opposite side voted against, such as providing dental support for families with kids under the age of 12. We are lucky to have insurance, but there are many families in my community who have no insurance to take their kids to the dentist.
128 words
- Hear!
- Rabble!
- add
- star_border
- share
In the spring, we were all focused on the high price of gas. It is still not cheap, but it is down substantially from its peak of over two dollars per litre. Groceries and other necessities remain more expensive than usual, and this trend is forecast to continue into the coming year.
While my friends across the way may say otherwise, inflation is not a made-in-Canada phenomenon. Groceries are not more expensive because our government stepped up during the pandemic to stop people from losing their homes and businesses from declaring bankruptcy.
In fact, our pandemic supports for Canadians, which I recall all members in the House working on together to deliver them to Canadians expeditiously, saw Canada emerge stronger from the pandemic. We were there for Canadians and we always will be.
Inflation is a global phenomenon driven by the zero-COVID policy in China, ongoing supply chain disruptions, climate change impacting the harvest of vital crops and the war in Ukraine. Canada is not immune to these global pressures.
We have done better than many of our peers. According to a report last month from CTV, Canada had the third-lowest inflation rate in the G7 at 6.9%, which is higher than only France and Japan, and faring much better than the United Kingdom, Germany, Italy and even the United States.
That said, the challenges being faced by many Canadians are very real, and Canadians expect their government to be there to help those who need it the most. You and I do not need help, Mr. Speaker. We can tighten our belts and weather the storm until it passes.
However, those families already on the edge, the seniors on a fixed income and the single mother trying to support her kids on a minimum-wage job are the people who need targeted assistance. It is those Canadians we are seeking to help with Bill C-32.
I would like to focus on a few of the ways we are already helping constituents in my riding who need help the most.
By doubling the GST tax credit for six months, we are directly helping lower-income seniors and families. Everyone below a certain income threshold is eligible for the GST tax credit, and this increased rebate is already putting money back into the pockets of Canadians who need help the most.
A single person with no dependent children can receive up to $234, and a couple with no children can receive up to $306. This goes all the way up to $628 for a couple with four children.
We are also topping up the Canada housing benefit with a $500, one-time payment. Everyone, from young people living on their own for the first time to families and seniors on a fixed income, is eligible based on their income and how much of their income they pay toward rent.
In short, whether it is a family with a net income under $35,000 or it is a single person earning under $20,000 and paying 30% or more of their income on rent, then they can qualify for this payment, but they need to apply for it. Applications open December 12, and if someone is eligible, I strongly encourage them to go online to apply.
We have also launched the Canada dental benefit for low-income families with children under the age of 12. It can provide up to $1,300 over two years to help with dental costs for eligible families. We expect this program to expand to lower-income seniors next year. I know it will make a difference for many seniors on a fixed income.
If people take care of their teeth, their teeth will take care of them. This program means that lower-income families without employer coverage do not need to neglect their oral health needs. We are also working toward a national dental care plan for all Canadians.
These are all targeted programs that are putting more money back into the pockets of lower-income families and seniors. We are building on these initiatives with Bill C-32.
To address housing affordability, we are taking a number of steps, including an anti-flipping rule to discourage people from rapidly flipping homes for profit in a short time, which is driving up housing prices. Houses should be a home, not a business. We would make it easier to save for a down payment with the new tax-free first home savings account.
We would change the rules around the tax on the value of non-resident, non-Canadian owned residential real estate that is considered to be vacant or underused. Also, we would double the first-time homebuyer's tax credit amount from $5,000 to $10,000.
I also have a lot of multi-generational households in my riding, and the multi-generational home renovation tax credit would help families make their homes more suitable to their needs.
I am particularly excited about the elimination of interest on federal Canada student loans and Canada apprentice loans, combined with no requirement for repayment at all until a graduate is making at least $40,000 per year. This would be a significant benefit for our young Canadians.
I meet with student groups every year and with individual students all the time in my community. They have long told me about the burden of graduating with major student debt that weighs them down for years. In real dollars, tuition and other expenses are so much more than when we were in school. Even working full time, it can be hard to keep up.
The elimination of federal student loan interest has been welcomed by many stakeholders. For example, the Canadian Alliance of Student Associations, which I met with last week, said:
Big news for students across Canada!
Starting on April 1, 2023, the Government of Canada will remove the interest on Canada Student Loans. This investment is welcomed by past, current, and future student loan borrowers.
The Public Service Alliance of Canada said:
We're pleased to see help to Canada's most vulnerable in today's economic update, including eliminating student loan interest payments for thousands of our members and increased funding for the services our members deliver to Canadians every day.
By eliminating interest and delaying repayments, we would make it easier for young graduates just entering the workforce to begin a family, to begin saving and to enter the housing market. Without the burden of crushing debt payments and compounding interest, they could more easily realize their career goals and contribute to society, which would enrich us all. This measure would save the average graduate more than $400 every year, and that would be a real benefit for young families saving for their first homes.
I could go on, but the sooner we pass this legislation, the sooner more help will begin to flow to Canadians who need help the most. I urge my colleagues to join me in supporting Canadians, and let us pass this bill.
1178 words
All Topics
- Hear!
- Rabble!
- add
- star_border
- share
Mr. Speaker, it is my pleasure to rise today during the third reading debate to support Bill C-32. I am one of the final speakers on this important legislation that would implement some of the key measures from our government’s fall economic statement and bring needed help to Canadians who need it the most, including in my riding of Scarborough Centre.
I have spoken several times in the House about inflation and the impact it is having on families in my riding. It seems like everything is more expensive. For families in Scarborough, which is one of those communities where people are working hard to join the middle class, it is not like it was easy for many families to make ends meet already.
The lack of affordable and suitable housing is a long-standing issue. Rising interest rates are not helping. Add in the higher cost of groceries and seemingly everything else, and it leaves many families having to make very difficult choices every month. With housing, transportation, groceries, school outings and clothes for children, paycheques never seem to go far enough. For too many families, it is harder than ever to get ahead.
198 words
- Hear!
- Rabble!
- add
- star_border
- share
- menumenu
- notificationsnotifications
- home
- mailmail
- searchsearch
